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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 12, 2022

A Lifesaver!

I couldn't be happier to have Healthy Paws Pet Insurance. My sweet little rescue pup has multiple allergies resulting in hair loss. Being able to get him the proper care to address his issues and give him the best possible quality of life without having to worry about the expense is incredibly helpful. Healthy Paws has been so quick to process claims, literally payment shows up in my account within a day or two. I'm very impressed with their service & follow-through.

Insurer: Healthy Paws

By: Suzanne

Useful
August 12, 2022

They take months to refund any…

They take months to refund any significant claims.. however they get the minimal ones back to you within a week šŸ¤”

Insurer: Pets Best

By: Lisa

Verified August 12, 2022

I just secured insurance for my ā€œgirlsā€ā€¦

I just secured insurance for my ā€œgirlsā€ Izzie and Bella. That was easy. I was wondering if the monthly premium can be deducted from my checking account instead of the credit card. I don’t believe there’s an option listed. Thank you 😊

Insurer: ManyPets

By: Elaine

Verified August 12, 2022

They did great also I was covered by…

They did great also I was covered by existing pet insurance so canceled old place and they waived the 15 day waiting period

Insurer: ManyPets

By: SHANE

August 12, 2022

Terrible - with an update to the company response below

Great rate starting. My dog is now 4 years old and very healthy. Somehow my premiums increased from the original rate of $33.61 on 3/11/19 to the absolutely absurd $70.62 they are now charging me as of 3/11/22. Don’t worry, they totally let me know about the price increases by creating a document and stuffing it deep in the archives of my online account…you know, a very accessible place that most normal people check on a regular basis…oh wait, no, I never received an email or letter in the mail, and I never checked the documents in my profile, so I was never notified. I’m no mathematician, but a 110% increase in only 3 years with NO claims that they had to pay me out for seems ridiculous. It’s a simple bait and switch…preying on peoples fears of the unknown. Now, they will claim that rates are adjusted to reflect market price for vet services, inflation, etc, but nothing has gone up 110% in the pet world. Pretty sure my vets prices are somewhat similar to when I started going there. This is a terrible business model. Provide affordable coverage for young dogs, jack the price up significantly, and make sure that by the time a dog is old and would need medical attention, the customer would have already canceled the policy because they could not afford it. If you are thinking of getting this insurance, consider that I am paying $847 a year for the coverage (22-23). That is in addition to the $678 (21-22), $522 (20-21) and $403 (19-20) I’ve paid them for the past years. That’s $2,450 that I’ve given them to ā€œprotectā€ my perfectly healthy young dog. By the time I would need coverage, I would’ve already paid more in insurance than I would’ve paid out of pocket. Then again, if something unexpected happened to the dog, I would’ve needed the coverage. But like I said, that’s their business model…prey on your fear. I wish nothing good for these people who make the policies to screw over people who try to do the right thing for their pets. I hope they get theirs one day. An update to answer the company response below: No one likes premium increases, thank you for pointing that out. Please explain, on this public forum, why an insurance premium increase of 110% is appropriate within 3 years. No need to access my account to identify the ā€œfactorsā€ that contributed to the increase. All I’ve done is pay you. No claims on my end that make my account a higher risk than anyone else. Please enlighten us. And if your sticking point is you’ve sent an email with the increase information (maybe I missed it), you are missing the point. I don’t care about it not being communicated. I care about your ridiculous, unjustified price hikes. Shame on you for your bullsh*t generic rhetoric that you would like to speak with me about the increase. We both know ANOTHER conversation about it will not change a single thing.

Insurer: Healthy Paws

By: Kel

Verified August 12, 2022

Just getting started

Just getting started. Want to make sure my dogs are covered.

Insurer: ManyPets

By: Melanie Deckard

August 12, 2022

Awesome help..

Awesome help... answer everything I needed!!

Insurer: Nationwide

By: Andrew Crawford

August 12, 2022

Trupanion has been the best investment…

Trupanion has been the best investment we ever could have made. When our healthy/fit 4yr old Rottie mix suddenly required TPLO surgery, we were thanking god we had this coverage. We were able to do direct billing right at the vet and it was such an easy process. Since then our dog has had one thing after another going on and Trupanion has had a LOT of claims from us. It’s always a flawless and easy experience and the claims come back super quick. I can honestly say, without Trupanion our dog likely wouldn’t be alive right now as we navigate pin pointing what’s going on with her. We’ve learned since signing up with Trupanion and talking with other dog owners with other insurance providers just how superior Trupanion is verses other providers out there. We will never own a dog again without this insurance. Something I never thought I would ever say about a insurance provider. Their monthly premium may be higher than others but if and when you have a dog suddenly get sick, require surgery or develop any lifelong issues unless you have thousands of $$$$ sitting around in your bank account to cover the $10,000 surgery.. that $80/m (based on breed factors.. ours may be high) will be the best monthly bill your paying for and a reliable provider working for you. Pretty sure we have submitted around $20,000 so far. Can’t stress the value of this insurance enough or how easy they are to work with.

Insurer: Trupanion Canada

By: Jessy Brown

Verified August 12, 2022

Great communication

Great communication, great service. They always answer back in a timely manner.

Insurer: Embrace

By: Jacquline Kirkland

Verified August 12, 2022

Just signed up for the pet Insurance.

Just signed up for the pet Insurance. Sign up was quick and easy so far

Insurer: ManyPets

By: customer CK

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