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The mode of this company is to deny…
The mode of this company is to deny very claim. When I followed up on the last claim that say it was due to a wellness exam when clearly the invoice said VCA Emergency Animal Hospital. They are only a 911 center not a vet that would do wellness visits. After speaking with the rep he stated I need to send in the complete medical records for their review. They took this amount and applied towards my deductible. Now looking back at previous claims that were denied, I was so busy I missed it. I just emailed them as the last invoice was for a injury as well. These are types of companies that give insurance companies a bad name. The last pet insurance company I was with wonderful.
Insurer: Healthy Paws
By: Gayle Hawks
Pet claims made easy
I have tried others in the past, but Healthy Paws really is the best. The big draw for them, aside from speedy claims, is that they don't raise rates as your pet gets older and they don't kick you off at a certain age. They're pretty responsive by email, also. No idea how they do it.
Insurer: Healthy Paws
By: Lawrence
We just signed up our precious fur…
We just signed up our precious fur baby. Easy and affordable, thank you!
Insurer: ManyPets
By: customer
Trupanion is happy to take money but would not pay anything
I paid for this insurance for about a year for my 2 young (4 year old) shelties...around $125 a month. I faxed in several claims for different conditions-each of which they denied. I didn't realize they go back at least 18 months, and if any symptom has ever been mentioned to my vet-Trupanion will call it 'precondition' and not payable. For ex, I wanted to get a prescription and diet for my dog for possible allergies. I had once mentioned a year earlier to my previous vet-that my dog was scratching, but my vet did not offer any medical advice. Because of this-Trupanion would not cover anything related to allergies. They cover next to nothing-not physical exams, not specialist consultations, not dental cleaning, mostly they look for ways not to pay. My dogs were not hit by cars or anything-so maybe they may have paid for something if I had continued to pay $125/month hoping they would have a catastrophic accident.
Insurer: Trupanion
By: Debby Presson
Trupanion takes no action to help customers for "services not received"
I brought to Trupanion's attention that I have been funding a policy that I just recently came to learn I have no ability to collect on if there were ever a claim. I asked Trupanion to please correct the error in policy owner name since the dog insured was my dog (always was and continues to be) but they refused. I then asked them to stop pulling the recurring payment from my banking account which they also refused. I tried to close my banking account but because of the recurring payment, I couldn't. I now have a claim in with my bank and have continued to appeal to Trupanion including asking to file a formal complaint, speak with their legal department, etc., all to no avail. DON"T USE THIS INSURANCE COMPANY. THEY PURPETRATE FRAUD AND WILL NOT STOP TAKING MONEY FROM YOUR ACCOUNT EVEN WHEN YOU ASK THEM TO CANCEL THE POLICY.
Insurer: Trupanion
By: Rebecca
Signing up was easy
Signing up was easy. The pricing is easy to understand.
Insurer: ManyPets
By: Steven
Well all went well until password part
Well all went well until password part. I thought I was supposed to choose. Every time I put one in, it kept saying invalid, how is it invalid if I am supposed to decide. Was using 8 things to enter. Was very stressful.
Insurer: ManyPets
By: Lynda Kennedy
Easy application process; great rates - great coverage
After looking at various pet insurance policies, ManyPets seemed to offer the best value for comparable policies. This along with their great reviews and easy application process has made purchasing pet insurance a breeze. I have no experience with how claims are processed and paid back - but from other reviewers, the process is just as easy.
Insurer: ManyPets
By: TS San Mateo, CA