154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 20, 2022

Easy

Easy to use and understand.

Insurer: ASPCA

By: kim

September 20, 2022

Thank goodness for Fetch

Thank goodness for Fetch! I just got a new kitten and thankfully because of the deal Fetch has with North Shore Animal League the 15 day wait period was waived, because on exactly day 14 the kitten tried to make a jump that was too big and hurt his back leg and wouldn't put any pressure on it. After spending a weekend in and out of ERs (because of course I was away from home when it happened and had to go to a different ER once I got home that had a surgeon I needed) I had bills for thousands of dollars. Fetch did as promised and reimbursed 80% which was such a life saver! Only reason I didn't give five stars was because of their policy with curable recurring conditions. My kitten had a feline cold at the shelter that the shelter said was resolved. When I got home it was clear a week in that this wasn't actually the case so I went to a vet to get meds for the lingering cold. When I submitted that claim I found out it wasn't covered because of the policy and that it would have been better for me to never have submitted the claim at all informing them of the "second" cold because now instead of one year until a curable condition is covered again, it will be two years until its covered since he supposedly had a cold a second time, and that if he gets a third cold it will be considered incurable and never covered again. So it would have been better if I just never told them about the "second" cold at all so that he'd be covered for it again one year out instead of two.

Insurer: Fetch

By: Brittany Davis

Verified September 20, 2022

Hunter tore his CCL/ACL and had a…

Hunter tore his CCL/ACL and had a repair with tibial osteotomy. Price $7000! Embrace covered at my 80% coverage policy rate after deductible was met. Had an EFT of $5600 in 4 days! Yes they wanted the invoice . I uploaded it on the app .

Insurer: Embrace

By: Martin Pressman

September 20, 2022

Very good service!

Very good service!! Quickest claim processing I've ever seen! Overall great experience.

Insurer: Spot

By: Vladimir Esterkin

Verified September 20, 2022

👍🏾👍🏾 Great Customer Service‼️

👍🏾👍🏾 Great Customer Service‼️

Insurer: ASPCA

By: Ron Brooks

Verified September 20, 2022

I’ve not been able to log in

I’ve not been able to log in, nor have I received my membership cards. Please contact me at this email asap. Kathy Malone

Insurer: ASPCA

By: Kathy Malone

Verified September 20, 2022

They're really quick and effective with…

They're really quick and effective with reimbursing you with the money. I have two dogs I take them to the vet every year for a check up and it only cost me $22 a year because I get the $90 back from the ASPCA insurance it's awesome to have

Insurer: ASPCA

By: Jennifer Fisher

September 20, 2022

Shady business practices.....you are…

Shady business practices.....you are NOT able to see your claims online, you are NOT able to edit or make changes to your payment methods for you monthly automated payments and when you call customer service they have limited access to data that would help navigate customer inquiries. On 2 separate claims, I was given wrong information over the phone. One of those claims, 2 separate represents provided me wrong information stating I was getting reimbursed and a check was in the mail which none was true. I had to call my bank to not allow this company to continue to charge my account each month. I don't care what their contract says, but the minute you not allow me to access my own personal data for my credit card information online, throws red flags and not be able to see my claims. I have been told for months that this is a future enhancement. It has been 9 months. Read the fine print and don't expect to get consistent and accurate information when everything is done in a silo behind closed doors when reviewing your claims. I have another dog that I use a different pet insurance from my previous employerand the experience is completely different. I can see my claims and what is/isnt' going to be covered and reimbursed. When you call customer service they walk through and can see the underwriter information and speak to it. When you are researching pet insurance, make sure you ask about the user experience as well as the fine print

Insurer: ManyPets

By: CASEY

September 20, 2022

Five Star Service

Our English Bulldog will be turning four this October. We've been with Fetch since he was a puppy. We love how they make the process of setting up a claim and updating account information. My husband and I don't like to call for customer service concerns and always use resources thru the websites and apps. We've filed several claims already and never once had to call about it. Love the app, the claim process, and of course the people behind those chats & emails. They are a great partner to raising our baby boy. Thank you for such great service!

Insurer: Fetch

By: EA

September 20, 2022

I was skeptical about having pet…

I was skeptical about having pet insurance but thought it was a good idea with a new puppy. I have been thrilled with the customer service and turnaround times for claims. So far I have only used it for wellness, but it has been very helpful. Thank you!

Insurer: Pets Best

By: Beth Hayes Wright

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