216,375+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,375 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,375 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,772 reviews

4.9
Healthy Paws

11,054 reviews

4.9
Fetch

5,371 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,917 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 06, 2021

Claim process

I'm a fairly new customer. I have filed two claims for preventative care and I was so impressed with their extremely quick process to approve the claims and the step by step guidance to file them.

Insurer: Lemonade

By: Fidel

Useful
December 06, 2021

Glad we had our Emma insured with Embrace

We are Embrace customers since 2016 and never needed to file a claim. The last day of October our Emma injured herself and we took her to the vet. She is now recovering and she is doing much better. We file the claim and got the reimbursement right away. I was very impress but the kindness of Carly who asked me first thing first how Emma was doing even before she asked me to send the invoices. We have four pets insured by Embrace.

Insurer: Embrace

By: Alessandra

Useful
Verified December 06, 2021

Best insurance

Best insurance I have filled out. Very happy with the service and their professionalism.

Insurer: Sonnet

By: George H.

December 06, 2021

If I waited this long to pay my…

If I waited this long to pay my premium, my insurance would be canceled. Trupanion keeps saying they aren’t receiving my vets records, my vet shows me proof they have sent them. Seems like yet another scam, too good to be true, God help you if you need your money back

Insurer: Trupanion

By: Lisa Silver Crow Perreault

December 06, 2021

Purchasing Spot pet insurance

I purchased Spot pet insurance for our dog. I have yet to use the insurance. I liked that I could custom create my own deductible, yearly amount etc

Insurer: Spot

By: Tracy P

December 06, 2021

Cold/heartless company - will find every excuse to not help when needed

In the beginning, FIGO seemed great. Reasonable rates, service dog discounts, easy to use app. Then they stopped with the service dog discounts & rates started going up. We had FIGO coverage from 4/2017 - 4/2021, had some financial hardships and had to cancel our service temporarily. Got back on our feet, got coverage again 10/2021, and then lymphoma hit. My service dog was diagnosed with Lymphoma 10/23/21 and passed 11/21/21. All of my claims were denied due to symptoms showing up during the illness waiting period. This was my only claim in 5 years. I got a big middle finger, so sorry, thanks for the money, you’re on your own. No compassion, no help. They made sure that the “policy” was written just so, symptoms appeared and they won’t help cover anything. What’s the point of insurance if they won’t help when it’s needed? But they are making millions from their customers. This has been the WORST experience, absolutely no help when we needed. All appeals have been denied. Would never recommend such a cold/heartless business. Future pups will be covered by other insurance providers.

Insurer: Figo

By: Brooke

Useful
December 06, 2021

Cold/heartless company - will find every excuse to not help when needed

In the beginning, FIGO seemed great. Reasonable rates, service dog discounts, easy to use app. Then they stopped with the service dog discounts & rates started going up. We had FIGO coverage from 4/2017 - 4/2021, had some financial hardships and had to cancel our service temporarily. Got back on our feet, got coverage again 10/2021, and then lymphoma hit. My service dog was diagnosed with Lymphoma 10/23/21 and passed 11/21/21. All of my claims were denied due to symptoms showing up during the illness waiting period. This was my only claim in 5 years. I got a big middle finger, so sorry, thanks for the money, you’re on your own. No compassion, no help. They made sure that the “policy” was written just so, symptoms appeared and they won’t help cover anything. What’s the point of insurance if they won’t help when it’s needed? But they are making millions from their customers. This has been the WORST experience, absolutely no help when we needed. All appeals have been denied. Would never recommend such a cold/heartless business. Future pups will be covered by other insurance providers.

Insurer: Figo

By: Brooke & Adam Marshall

December 06, 2021

Happy

I am so happy to have a plan for our fur baby. He is so sweet we only want the best. Your plan will meet our needs for many years to come.

Insurer: Spot

By: Patrice & Alan Riedel

December 06, 2021

Pleased

The app was super easy to upload my receipts to. I received confirmation that they received the claim and communication of my refund only a few days later. So far the coverage is what I have hoped for and very beneficial for the many, many new puppy visits! Thank You T. Burns

Insurer: Pets Best

By: Tracy Young

December 06, 2021

I wish all insurance companys were as…

I wish all insurance companys were as quick as you are!

Insurer: Trupanion

By: williamp boffa

Compare top pet insurance providers plans.