154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 26, 2025

Good/Bad/Ugly

Healthy Paws Pet Insurance offers good service overall, but pet owners should be aware of the dramatic premium increases as pets get older. My golden retriever’s monthly premium jumped from $287 to $807 once he turned 13 years old, despite having no prior medical history. The coverage itself has been reliable, but the sudden and significant cost increase at this age was unexpected and difficult to manage. Pet owners considering Healthy Paws should keep this in mind when planning for long-term expenses.

Insurer: Healthy Paws

By: Chenchen Zheng

Verified November 26, 2025

Working with Trupanion is always so…

Working with Trupanion is always so quick and easy! All I had to do was upload the invoice and in no time I had a response and refund. All in a couple of days.

Insurer: Trupanion

By: Carol

Verified November 26, 2025

Oreo

Answer the questions that I was asking. Friendly and explained the coverage which I was asking.

Insurer: Prudent Pet

By: Juantonygmail.com

Verified November 26, 2025

Spot reimbursement

Spot Insurance paid the reimbursement as promised in 7-10 days. It was very easy to submit the online claim.

Insurer: Spot

By: Tammy Maida

Verified November 26, 2025

Nationwide shouldn’t be taking payment…

Nationwide shouldn’t be taking payment for insurance if I don’t have insurance for my pet for 3 business days. It wasn’t transparently communicated that I have to wait for approval before I have insurance for my pet.

Insurer: Nationwide

By: Samantha

November 26, 2025

complete scam when you file a claim. The sure don't allow my review on thier website

Do not use this company if you do not live in the USA, and even then, I would not recommend them as they are a scam. They promise to pay for things and then call everything pre-existing. I have a 3-year-old cat with a tooth problem. Being as she was not a kitten when I started with them, they say it's pre-existing with 0 evidence of that. The problem is that they do not have a legal team that responds, so your options to sue are very limited if you do not live in the USA. Just avoid them and don't fall into their trap as I did!

Insurer: Trupanion Canada

By: Marty Parker

Verified November 26, 2025

Fast payout on my claim!

Fast payout on my claim!

Insurer: Spot

By: Tammy Davis

November 26, 2025

Seamless Experience!

This is my first time ever having pet insurance so I wasn't sure what to expect here, but my experience was nothing short of the best! I submitted a wellness claim for my pet on 11/14 and it was processed within 2 business days on 11/18. Compensation was given on 11/24, 4 business days after the claim was completed. PetsBest was diligent when informing me about the process from start to finish. I couldn't be more pleased. Thank you for the seamless experience!

Insurer: Pets Best

By: TAMARA

Useful
Verified November 26, 2025

everything

everything

Insurer: Pumpkin

By: Darlene

Verified November 26, 2025

Trupanion has been amazing to work with…

Trupanion has been amazing to work with over the years. Any time I have an issue their 24/7 support has been quick to address the problem and I’ve never left unhappy. I also love that my vet can bill them directly. If I had to knock something, I would say it is that when we signed up we were sold on the fact that the price doesn’t increase as your pet gets older but the policy has increased a number of times over the years. We’ve had policies on both of our dogs since they were 8 weeks old (there 6 and 5 years now). They’ve never said it’s because of their age so their claim is true, but it’s still been increasing. It’s understandable as the costs of goods and service increase. I’d still (and do) recommend Trupanion to anyone who has a pet that they care for.

Insurer: Trupanion

By: Akshaya

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