154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 03, 2022

Relief for mom's heart during CHF journey!

I am approaching my 10th year of Fetch coverage on my pack of beagles. And in that time the coverage has been excellent and affordable for the odd pair of ingested underwear, pulled muscle or constipation - typical hound afflictions! But a few months ago, I took my male Hank to the ER for what I assumed was a worsening case of kennel cough, to find out that he was in congestive heart failure, and my world was turned upside down. Amongst the tears and fears and angst of getting all of the follow up appointments made and medications accurately dosed and trying to picture life without my best boy dog - one thing I never had to worry about was coverage. I was quickly reimbursed for my claims for the ER, the veterinary cardiologist, the prescription medications, even the prescribed over-the-counter supplements like fish oil and ubiquinol. Having the flexibility of being able to seek out every last shred of care possible for my dog, without having to worry about the cost, is beyond priceless to me and his beagle sister. I'll never go without Fetch on my hounds or any future furry members of my family!

Insurer: Fetch

By: Andrea Beth

Verified December 03, 2022

Caring

The service was nice and So caring with my babies.

Insurer: Spot

By: Valerie Marin

Verified December 03, 2022

In my opinion, ManyPets is superior pet coverage compared to other pet insurance companies.

I compared ManyPets to many other pet insurances. I found ManyPets offered the best coverage for the best price by far.

Insurer: ManyPets

By: Beth M.

Verified December 03, 2022

I bought the insurance and with the…

I bought the insurance and with the first payment had an issue. Spot asked for additional documents that they couldn’t somehow get from the vet. And claim isn’t going through.

Insurer: Spot

By: Alexandra Ivanova

December 03, 2022

If I could give zero stars

If I could give zero stars, I would. Refused reimbursement. I also sent a complaint to BBB of the same issue. My cat received treatment from June 2022 to August 2022 totaling 1234.39. They denied until vet sent records dating all the way back to 2013 when they were previously Pet Plan USA. With $350 annual deductible, and then 90% reimbursement, that comes out to 795.95. They then reviewed all the information my vet sent, and only reimbursed $108.91. I called the cancellation line to cancel, but they said they would work with me, so I didn't at the time. I called again about only being reimbursed 108.91 and didn't hear back, I am owed 687.04 and if I had known, I would not have continued the policy, and was charged 86.24 for period Sept to Dec, which I would like a refund. When it was Pet Plan USA, they would've sent the reimbursement check within 5 business days. Note: this was not verified as they require uploading very sensitive documents such as driver's license.

Insurer: Fetch

By: Alice C

Verified December 03, 2022

Speedy response to my claim

Speedy response to my claim, overall great customer service. Very welcoming!

Insurer: Spot

By: Breonna Waters

December 03, 2022

Life saver

Highly highly recommend this insurance. Our dog was diagnosed with a kidney condition after we started the policy and it has hands down been the reason she has lived a longer, more healthy life. Thank you!

Insurer: Pets Plus Us

By: Brigitte

Useful
Verified December 03, 2022

I was amazed in how quickly I was…

I was amazed in how quickly I was reimbursed for my claims especially after my dear Bichon Abbie Died. I felt well cared for and the card I received meant the world. Thank you! Missy

Insurer: Embrace

By: Melissa Lettinga

December 03, 2022

Barely get reimburse for vet expenses…

Barely get reimburse for vet expenses and we are paying almost $250.00/monthly for 2 dogs. Other insurance covers most expenses vs ASPCA almost minimal reimbursement.

Insurer: ASPCA

By: Roxy Cody Luna

December 03, 2022

BEWARE!!

BEWARE!!! If you're lucky, they will pay out. They will do whatever they can to prolong or not pay out at all. It's been two months since I filed a claim. They kept telling me they needed more medical records from my vet. My vet sent them everything, and pets best was informed several times, then I received an email stating they denied the claim because my vet failed to send more records, there are NO MORE RECORDS !! I was more stressed having insurance, then just paying my vet out of pocket. Pets Best is a scam, they had no problem taking my money!! I canceled my policy, and next stop is BBB.

Insurer: Pets Best

By: Debbie AK

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