154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 15, 2025

If I could give 0 stars

If I could give 0 stars, I would. Absolutely scam of an insurance company. They charged us for 5 months and when our pet finally needed to be taken in for UTI they denied the claim. They said we didn't have a checkup in the 12 months prior to enrolling or in the first 30 days -- which is something i told them during the onboarding because he's only 2 years old, we only had to take him in for the first year of neutering and vaccinations. If the initial checkup is a mandatory requirement for any claim in the first year to be successful then why continue taking my money? Why not mention it several times? why not remind your customer? Why not train your sales reps to emphasize this? I spoke with three sales rep during onboarding and an agent before the day of his emergency surgery and they said everything looks fine. DO NOT GO WITH FETCH, their customer service is atrocious, and their policy misleading.

Insurer: Fetch Canada

By: Umar Khalid

September 15, 2025

Deny claims for BS reasons and extremely difficult to cancel. Zero stars.

Horrendous experience with this company. My dog got an ear infection for the first time in her life after my policy started. The entire claim was denied because Pet's Best said the condition was pre-existing before policy coverage began. HOW is that possible? She has never been to the vet for an ear infection prior to this. I have been attempting to cancel. I cannot speak to a real person and they are not responding to my emails. Horrible insurer. Do NOT recommend.

Insurer: Pets Best

By: GD

September 15, 2025

My policy has gone in ten years from…

My policy has gone in ten years from $360.00 per year to $3600.00 per year for the same amount of coverage. I realize that there is inflation and the cost of veterinary care has escalated as well.This seems excessive. Despite the good customer care and reasonably prompt repayment, I would choose a different company to insure my dog. Pet insurance has many additional companies who can provide service at a more competitive price. In the past I have recommended this company to all my friends and in online dog forums. I can no longer do that.

Insurer: Embrace

By: Rhoda Hartmann

Verified September 15, 2025

Great prices and a great company that…

Great prices and a great company that knows how to use technology to benefit their pets and clients.

Insurer: Spot

By: Tony Confalone

Verified September 15, 2025

The customer service rep that I talked…

The customer service rep that I talked to was very knowledgeable and was a great help with my issue.

Insurer: MetLife

By: Neil S

Verified September 15, 2025

Great service

You took care of your portion of the invoice directly with the vet Clinic. It was seamless, very unlike previous insurance providers. Can’t thank you enough

Insurer: Trupanion

By: Diana Martignoni

Verified September 15, 2025

Great coverage & pricing

Knowledgeable, friendly customer service folks, reasonable pricing, great pet coverage options,

Insurer: Prudent Pet

By: robbs

Verified September 15, 2025

finally !!!

finally !!! A company that stands behind what the say . my dog got sick and it cost me . almost 4,000 dollars to get her well . Spot reinbrust me more than half of that money back and did it in less than a month after me filing the claim . and they did two follow up e-mails to make sure I was happy with the amount.

Insurer: Spot

By: Waddell Monroe

Verified September 15, 2025

Good customer service and there when i…

Good customer service and there when i needed your Financial Assistance...Thank You...Heather

Insurer: Trupanion

By: Heather

Verified September 15, 2025

Great coverage & claims reimbursement…

Great coverage & claims reimbursement process.

Insurer: Spot

By: Symanthia Watson

Compare top pet insurance providers plans.