154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 24, 2022

ABSOLUTE WASTE OF MONEY

I WOULD GIVE ZERO OR LESS IF IT WAS AN OPTION. They do everything possible to get out of paying. I found out today, Christmas Eve they’re denying my ENTIRE CLAIM (my cat was attacked by another animal, his ear was badly bitten and part was torn off) because according to when they checked with my my vet he has a pre-existing condition of aggressiveness. Yes, towards my vet as he can’t stand going there. But please tell me how this is related to another animal ripping his ear off?!!!! Don’t waste your money. I should have been saving with every pay cheque and I would have more than enough money to cover it. Now here I am, the day before Christmas stuck with a huge bill I was expecting to have covered. THANK YOU FOR ABSOLUTELY NOTHING!!!!!!!!

Insurer: Trupanion Canada

By: Andrea

Useful
Verified December 24, 2022

Tango’s claim

I have had Trupanion Insurance for approximately 20 years and I am so pleased at the ease of filing a claim. They are quick to communicate when other paperwork is needed, keep you updated all through the claims process, and always willing to help when you call on them. I always recommend Trupanion to anyone that ask me about pet insurance. We have THREE dogs under our current policy and Trupanion makes it so easy to provide them with excellent health care. Thank you Trupanion!

Insurer: Trupanion

By: Karen

Useful
December 24, 2022

Unethical/illegal business practices

Conducted a medical review and acknowledged they did but did not annotate any preexisting until I made a claim. Per mr Caldwell “ We request medical history from any clinics that we were told about at the end of your pet’s waiting periods even if a medical history was not requested. Zelda’s policy started on 6/25/19, her illness coverage was active as of 7/9/19, and coverage for orthopedic conditions started 12/25/19.” I sent Mariah Gunther the documents and she did not process it back July of 2019.

Insurer: Embrace

By: Andrew Hoffmann

Verified December 24, 2022

Wish there was an app and a better way…

Wish there was an app and a better way to see what is covered and what is not

Insurer: Pumpkin

By: Sean

Verified December 24, 2022

Figo really let our family down

Figo really let our family down. They go out of their way to not pay on your claims, even going against what the treating vet has documented. Our vet was so upset she even contacted them directly and they still won’t pay the claim. Do not waste your money.

Insurer: Figo

By: C Adams

December 24, 2022

Year in Review

Year end always makes me reflect on the ups and downs. Embrace is a definite Up. Great, helpful, smart, knowledgeable staff. Happy Holidays. Katherine Iverson

Insurer: Embrace

By: Katherine

December 24, 2022

They are there when you need it most with sick pets.

My experience with Pet's Best has been great. The turn around for the claims I've submitted has been very fast. When I've called everyone I've spoken to have been extremely helpful. I am so happy for this help as I have multiple pets that have had illnesses, and I couldn't afford to pay out of pocket for expensive vet bills.

Insurer: Pets Best

By: Margaret

December 24, 2022

Errors led to delays in reimbursement

Insurance end date was input incorrectly by customer service, so my claims were denied after a month of processing time. After I called to have my end date corrected, it took another month to be reimbursed.

Insurer: Pets Best

By: Maggie Peterson

December 24, 2022

Worst pet insurance you can purchase

Every claim I tried submitting they tried to say was a pre-existing condition or that it was not covered, but it was always covered before. They will do anything to get out of paying you for legitimate claims for your dogs Illness and their last months they had left the meds they required to stay comfortable was consistently denied.. I think is a horrible way to treat a long time customer for 12 years.

Insurer: Pets Plus Us

By: Darci

Useful
Verified December 24, 2022

Trupanion has taken the stress out of having to deal with Ozzys issues.

Trupanion has taken the stress out of having to deal with Ozzys issues. His situation is still ongoing but we know Trupanion has our back.

Insurer: Trupanion Canada

By: Bonnie

Useful

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