154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 06, 2023

Kidney and bladder Stones in my 6.5 year old Morkie Lia.

Our little dog required surgery to remove a large kidney stone that had dropped into her uretha. The surgen needed to insert a stant to keep the uretha from collaspsing. He also removed the remaining stones in the kidney and bladder. Stones are very common in small dogs. Healthy Paws covered 90% of the cost which was a lot. They sent many emails inquring how Lia was doing. They answered all my questions and kept us informed on the progress of our claim.

Insurer: Healthy Paws

By: raymond

Useful
Verified January 06, 2023

Won't cover pet hurt in accident…

Won't cover pet hurt in accident because of something trivial. You're willing to take my money immediately but not cover my bet until weeks later. So I paid for a service I can't use and now I'm being told that my dog being hit by a car that jumped a curb isn't covered and now has a "pre-existing condition"

Insurer: ASPCA

By: Jon Koella

Verified January 06, 2023

Best Pet Insurance

We are so lucky we have this insurance from small claim to a major surgery we receive a check in a very short time. they cover everything that was promised to be covered. and they also cared about my dog and checked on him after the surgery. It is a simple and very easy to file a claim and the customer service is the best!

Insurer: Healthy Paws

By: Lea

Useful
Verified January 06, 2023

Waste of money & time

Worst pet insurance ever. If you have a pre-existing condition, any medical bill will be rejected as a pre-existing condition. I went vet for a skin allergy; they rejected the whole bill due to a preexisting condition. Even the vet has said they are not related!!!! Keep away from this company. I should have read other people's reviews before I signed up. they are many people here complaining the wrongful rejects due to the term you like to use- pre-existing condition!!!! They don’t cover or reimburse for anything. Beware- if any medical notes indicate symptoms of any condition before your policy, they will consider that a pre-existing condition. Waste of money & time- don’t bother.

Insurer: Spot

By: FANGYU HAN

Verified January 06, 2023

Both of my cats are very important to…

Both of my cats are very important to me thanks for letting me do this for my baby

Insurer: ASPCA

By: Brandie Rickman

January 06, 2023

Terrible stay clear

Never paid out on claim, Vet sent them all they needed. Terrible.. go with Trupanion, my other dog is with them no issues at all.

Insurer: Fetch

By: Paul

Useful
Verified January 06, 2023

So far it’s been excellent A few…

So far it’s been excellent A few minor hiccups but were corrected quickly and they are what you would expect for an insurance company. So far so good. Hope it continues. Update despite them covering the costs as an insurance should. They lied to me from the beginning. After my second year with them my insurance increased almost $60 per month. They said it would increase around $8. Their response was they had to catch up with the other insurance companies….thanks for lying to current clients. I was paying $80……now, I’m stuck with this price or have no coverage. They obviously don’t care about much but money. I also see other price gauging reviews as well….

Insurer: ManyPets

By: NR

January 06, 2023

Terrible stay clear

Never paid out on claim, Vet sent them all they needed. Terrible.. go with Trupanion, my other dog is with them no issues at all.

Insurer: Fetch Canada

By: Paul

Useful
Verified January 06, 2023

Trupanion has always been excellent to deal with.

Trupanion has always been excellent to deal with. We have been with Trupanion for over 5 years now. Trupanion is the pet insurance company that people who work at vet clinics use.

Insurer: Trupanion Canada

By: Irene

Useful
Verified January 06, 2023

Furkin covered my $8000 bill

My poor pup broke her leg jumping off a couch and the vet said she would need surgery and would have to wear a splint for 4 weeks. I’m so glad I got insurance because the total cost came out to just under $8K and Furkin covered 80% of the cost. Well worth it and super thankful we have it or it would have been a very tough expense for me.

Insurer: Furkin

By: Ashley

Useful

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