154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 17, 2023

love this insurance!!

love this insurance!!! one of the best decisions i have made

Insurer: ASPCA

By: Mera Halloway-Paulino

Verified January 17, 2023

Extremely poor service

My GSD was diagnosed with a very aggressive and fatal cancer in October 2022, he was only 6 years old. After aggressive treatment to maintain a quality of life, he died the following month. It was heartwrenching. What made it worse was the extremely poor service from Healthy Paws that caused me so much anxiety and upset, that I want to warn others. They have multiple agents around the country, a lot of them nice, but poorly-trained. I got different stories every time I called, they continued to bill my credit card even after my dog was dead, said it was "necessary to keep the claims open". That is not true and against the law. I did eventually receive a refund. My first upload of records came with a thank you for records from a cat clinic, he was a dog. Uploads of information was only partially received by them. I copied over a hundred pages of records and mailed it certified mail, return receipt, received Dec 9th. They did not upload the records until December 14th. I keep getting emails asking for records even on December 24th, Christmas Eve!! Apparently the agents are not trained to look under scanned items. Finally on December 28th, I spoke to a manager, told her my lawyer advised me to make this my last phone call, and threatened them with NY State Dept of Finance, Insurance Divison. I demanded all my claims to be pulled back, given to one agent, to tell them to look under scanned documents. My claims were paid the next day. I should not have been put through the constant emails demanding information already provided. Finally, at the beginning of this, I was told by an agent that I only needed one claim form for all 13 bills, when in fact I needed 13 claim forms, one for each bill. I have not been compensated for my time telling them how to do their job, the constant harrassment of e-mails asking for information already provided, the inability for anyone to actually take the next step in the process, and the anxiety and constant tears this whole process cost me. I would not recommend this insurance company to anyone, be prepared to fight for what you pay your monthly fees pay for. Horrible.

Insurer: Healthy Paws

By: Kelly

Useful
Latest 1 comments
Posted: | By: Healthy Paws Team

Kelly - We're sorry for the loss of your sweet baby. All of us at Healthy Paws understand this is a difficult time and apologize for the issues you encountered. We take customer service very seriously and your input will help improve our processes.

Verified January 17, 2023

I have not received any documentation…

I have not received any documentation on my policy

Insurer: Spot

By: James Miller

Verified January 17, 2023

Truly a lifesaver, no maximum caps on your pet's life and wonderful customer service

Will be forever grateful to HealthyPaws for their high level of service and kind consideration to pet owners! After doing extensive research into pet insurance company reviews and policies, we decided upon HealthyPaws insurance for my 5-year-old pit mix last year, and they are truly a lifesaver. My pit tore both ACLs in the span of two months and HealthyPaws was quick to respond to claims and was genuinely concerned for his well-being, ensuring my pet received the best care possible in his time of need. The biggest benefit of this plan is that HealthyPaws has no maximum on reimbursements, and as every pet owner knows you cannot put a price on your pet's life, and it's truly wonderful to see that HealthyPaws agrees with that sentiment and truly values their customers. We will continue to be supporters of this company for years to come and are very impressed by the high quality of care and rapid action by HealthyPaws to get my pup back to full mobility and health!

Insurer: Healthy Paws

By: Natalie

Useful
January 17, 2023

Easy to sign up with a affordable price…

Easy to sign up with a affordable price for peace of mind for my canine.

Insurer: ManyPets

By: Garon Yoshida

Verified January 17, 2023

Trupanion Pet Ins -

Trupanian consistently processes claims fast & acurately. Documents easy to understand. When originallty set up the policy customer service was extremely helpful and knowledgeable.

Insurer: Trupanion

By: Judith

Useful
Verified January 17, 2023

Reliable and easy company to work with.

Great customer service and easy web site to use. The claims process has fast turnaround and direct deposit makes it seamless to get reimbursement. We are very happy we signed our puppy up six years ago. We have recommended Healthy Paws to our family and friends.

Insurer: Healthy Paws

By: Dari Beeman

January 17, 2023

Incredibly fast and easy to submit claim

Lemonade has always been great with my home insurance, and so when I recently switched to pet insurance, it’s not surprise how efficient and easy they make everything! I answered a few automated questions (and could easily chat with a rep if need be) and submitted a PDF of my vet receipt. Literally 30 seconds later, the money arrived in my bank for reimbursement! I do wish they had slightly more coverage (out of a $260 standard vet visit, I got $160 reimbursed), but for how quickly they process everything, it’s totally worth it!!!

Insurer: Lemonade

By: Blair

Useful
Verified January 17, 2023

Quick review of my claim

Quick review of my claim. You’ve made getting my check even easier by linking my checking account.

Insurer: Embrace

By: Karen A Williams

January 17, 2023

Canceled due to high rates

I have never had a problem with embrace pets cause I never had to put in a claim but I just recently canceled my policy cause they keep raising my rates. last year 2022 they raised it and I got it lowered by raising my deducible and now this year they jump my rates up by 40.00 dollars higher per month. Was with them for 7 years never a claim filed and now no longer afford them

Insurer: Embrace

By: Henry

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