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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 19, 2023

Horrible experience

The insurer kept contacting the veterinarian, asking for the same information over and over, which was provided. They would then say the they didn't have enough information to process the claim. It took forever to obtain reimbursement. The office manager at my veterinary hospital spent multiple calls and many minutes trying to satisfy the insurer. I would not recommend them to anyone. I switched to a more expensive provider with a better track record, even though I would lose pre-existing coverage.

Insurer: Healthy Paws

By: Susan

Useful
Latest 2 comments
Posted: | By: Healthy Paws Customer Service

Susan - we apologize for any frustration during the processing of your claims.  As per the policy we do require medical records for all enrolled pets in order to process claims. Once full records are received (typically we ask for them when you file your first few claims) we will keep them on file for future claims processing and you will never have to submit full records again. In the future, if we do need clarification for a specific claim, we may simply request the date of service exam notes for that visit. We appreciate your efforts to provide those records. We now have full records on file for your pet and your claim has been completed. You should receive your Explanation of Benefits in the next 24-48 hours.

Posted: | By: Susan Murray

After posting this review, Healthy Paws contacted me and rectified the situation. Once you get someone's attention, they were really wonderful! In fact, I would increase my rating, if I could edit it.

Verified January 19, 2023

Fast and easy claims!

We’ve had Figo insurance for almost a year now and so happy we signed up! Both of our dogs ended up having multiple visits to the vet towards the end of last year and it was such a relieve to be able to get them the tests and procedures that they needed without worrying about the money. One dog had a broken tooth (which dentals are EXPENSIVE) and the other had a foxtail removal and digestive issues that had to be addressed. The process to submit claims is super fast and easy on their app or website. The longest we had to wait for a claim to be closed and paid was maybe about 2 weeks at the start because we needed to get them all the vet records from before starting the insurance. Once that was dealt with, all other claims have been closed and paid within a week at the most. We also have the Wellness add-on option and we have been reimbursed for preventative stuff like heart-worm tests and vaccines. Just yesterday, one of our dogs got the test and vaccines and the claim was approved the same day! We are very happy with the insurance so far and definitely plan on renewing!

Insurer: Figo

By: Sandra

January 19, 2023

They make a promise to you and deliver on it.

They make a promise to you, detail it clearly and deliver on their promise with no rubbish, no trying to weasel out of paying. Just submit the bill, get the money, I've made two claims on them now and both times the same prompt simple service. They're excellent.

Insurer: Pets Best

By: Christopher Maddock

January 19, 2023

I couldn't recommend pet's best more

I couldn't recommend pet's best more! My dog recently had an emergency that landed her in the ER for two days. No questions asked, Pets Best covered all of the expenses within my plan. It was a huge relief knowing I didn't have to make a hard decision on how much I would be able to pay to save my dog's life. Thank you!

Insurer: Pets Best

By: Mitchell

Verified January 19, 2023

Highly Recommend

Our dog needed emergency back surgery and Healthy Paws was there from beginning to end. Claim process was super easy and fast. They even emailed to check on her progress and sent their well wishes. Never regretted choosing Healthy Paws 4 years ago.

Insurer: Healthy Paws

By: Lori

Useful
Verified January 19, 2023

Stellar customer service

Quick, friendly, and helpful customer service response. Fair and affordable rates. Great benefits.

Insurer: Pumpkin

By: Maria

January 19, 2023

Super easy site to use

Super easy site to use

Insurer: Embrace

By: Michele in CA

Verified January 19, 2023

Easy Enrollment

The enrollment process was easy to understand and use! We look forward to working with Spot.

Insurer: Spot

By: Alexandra Johnson

Verified January 19, 2023

Love to support animal rescue

Love to support animal rescue. Very good insurance for our rescue.

Insurer: ASPCA

By: Candie Schroeder

January 19, 2023

I highly recommend Pet Insurance through Nationwide

My little French bulldog is 4 yr old and we have had insurance since we got her, when she was 4 months old. Each year, we more than get our money's worth. Maxine has allergies and goes to the vet often. The Nationwide website has a very simple claim submission. They are fast in their responses and cover all our needs. We wouldn't be without it!

Insurer: Nationwide

By: Johnna

Useful

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