154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 19, 2025

The app is VERY easy to use which makes…

The app is VERY easy to use which makes it way easier to get the refunds. The language for the policies are simple to understand.

Insurer: Spot

By: Regina Pergola

Verified September 19, 2025

Very easy and simple to file a claim

Very easy and simple to file a claim. They were very responsive and approval was quick!

Insurer: Spot

By: Steven J.

Verified September 19, 2025

They're very quick with any…

They're very quick with any reimbursement. Wouldnt have any other insurance.

Insurer: Spot

By: Kristine Tuca

Verified September 19, 2025

It is vital to have pet insurance to offset major claims due to an illness or accident.

Appreciate the thoroughness of your support during a deeply emotional experience with the passing of my pet. The timeliness of your support along with the courtesy was quite meaningful. I appreciate the expeditious manner in which you worked with my vet and the pet care hospital to settle our claim. I was not in total agreement with the settlement but I did understand the final outcome. The sad part of course is having to file the claim in the first place but that is why we have pet insurance and to that end we are grateful. Thank you again for the support all the way through this sad process.

Insurer: Embrace

By: Leslie Miller

September 19, 2025

The representative that I spoke to was…

The representative that I spoke to was Well informed she helped me go through the procedures and gave me the information that I needed

Insurer: Fetch Canada

By: Saskia

September 19, 2025

Fetch screwed us with outrageous rate increase

We have used Fetch pet insurance since they were PetPlan. We've had many policies for various dogs because we run a nonprofit dog rescue. We insured our rescue dogs while waiting to be adopted. We insured our own pet dogs. We recommended them to everyone. $15000 coverage per year. How would that make any sense to pay. So now we are forced to cancel her policy which means any other company will not cover any pre-existing conditions she's had throughout her life. So they totally screwed us and that shows just how little they care about customer service and providing care for their customers and their pets. Do NOT get a policy from Fetch. It may seem good when you first get it but it will go up in price every year significantly and when they get old and really need their health insurance you will no longer be able to afford it. Go with another company that actually cares about pets and not just making money. They sure don't care!

Insurer: Fetch

By: Ann Wagner

September 19, 2025

Here’s my experience with Trupanion:

Here’s my experience with Trupanion: German Shepherd puppy, enrolled at 7 weeks old, no pre-existing conditions. Year 1: $86/m, $500 deductible Year 2: $88/m, $500 deductible Year 3: $105/m, $500 deductible Year 4: $103/m, $500 deductible Year 5: $66/m, $1000 deductible (I raised the deductible from $500 to $1000 to lower the monthly payment, which increased my out-of-pocket costs in the event of an emergency) Year 6: $74/m, $1000 deductible Year 7: $94/m, $1000 deductible Year 8: $101/m, $1000 deductible After 8 years with Trupanion: I started at $86/m with a $500 deductible in Year 1. By year 8 I’m paying $101/m with a $1000 deductible and carrying more risk. Take it for what it is. Just providing transparency for anyone looking for coverage. Hope it helps.

Insurer: Trupanion Canada

By: John MacIntosh

Verified September 19, 2025

Customer service is there to help.

Claims are always processed quickly. Customer service was great

Insurer: Trupanion

By: Theresa

September 19, 2025

Scam Pet Insurance

If you dog ever got sick with something as minor as an ear infection prior to getting insurance they will never cover it in the future and will extend it to not cover anything mildly close to that condition. Scam insurance. My dog had an ear infection and now they wont cover the insurance for an issue with its paw that the dog stepped in something. Unbelievable.

Insurer: Trupanion

By: Nick Steffen

September 19, 2025

Very helpful and professional

Josh was very helpful in supplying information on the Wellness Plan to me so that I could add to my Accident and Illness plan.

Insurer: Fetch

By: Linda Hicks

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