154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 01, 2023

Your representee was very helpful

Your representee was very helpful . Answered all our questions and concerns. We were able to get an affordable monthly rate with the same coverage as the more competitive insurance Companies.

Insurer: ManyPets

By: Roseann

March 01, 2023

Everyone is pleasant

Everyone is pleasant, they explain properly and they do what they say they will do.

Insurer: Trupanion

By: Sal

March 01, 2023

Wish I’d have done it sooner.

Well worth the money, and the claim process is fairly easy, especially after the first time. Just make sure you get a good itemized bill to submit, either way what little trouble I had to start with was easily worked through. Since then it has been a breeze submitting claims through the app.

Insurer: MetLife

By: Mark

Useful
March 01, 2023

Sharria in customer service is wonderful

Sharria in customer service answered all my questions and clarified some frustrations I was experiencing with the amount of money I am paying for my dog Nacho’s medical coverage versus the amount I am being reimbursed. I pay a hefty monthly premium and it sometimes feels like I never get reimbursed because of my dogs medical exclusions. Sharia was kind and patient with me.

Insurer: Nationwide

By: Cara Jorgensen

March 01, 2023

Longer waiting period for enrolling on Sundays/Holidays

Used to be really good but now I am getting really frustrated. I signed my new dog up on 1/15/23, which was a Sunday night and Monday was MLK Jr day. There must have bee. Some issue or delay with her coverage going into effect because they claim her enrollment date was 1/17/23. That is impossible as my mom is the primary with the password and due to work was out of town and unreachable starting g 1/16/23. I didn’t realize it until recently because I was preparing to use my coverage for the new dog, and learned that, not only will it might not be covered (only way is if it is for an accident), but they refuse to backdate her enrollment to the correct date. I never would have risked doing the pre-surgical panel beige her spay, which is 22 days out, before the waiting period is over because that would be stupidest. The vet did the panel on 2/15/23. They are saying some of the results could declare certain things pre-existing, again from an error on their end. I have offered to email over proof, and they refuse to work with me and accept anything. They will not own up to their mistakes. On top of that, they are claiming dental procedures, such as extractions, will not be covered because her records from before I adopted her said dental disease, even if she has a dental and the disease goes away, it will always be pre-existing. It’s not right to consider something pre-existing on an now 10 month old puppy before I got the dog. If they were not the only ones to be able to pay the vet directly, I would cancel my plan. Used to be easy to work with, but they have become difficult recently.

Insurer: Trupanion

By: Alex

March 01, 2023

Unhelpful Services

My experience with Embrace started off well, with understanding and helpful customer service representatives and informative welcome packets. However, it quickly turned sour as my first claim took two months to process and then was denied. My claim was for a visit where my pet had not received a diagnosis at all, her tests came back negative and the reason for her illness remains unclear. Embrace, however, decided that because she had presented similar symptoms before my policy started, she is not eligible for reimbursement anytime these symptoms are present. I was paid $6 of an $840 claim because Embrace certified that *symptoms* were enough to confirm a preexisting condition that she was never diagnosed for by a licensed medical practitioner. After multiple calls and emails asking to appeal this decision Embrace closed my claim without further inquiry. I am extremely unhappy with their services and will not be returning after my first year's policy is complete.

Insurer: Embrace

By: Janelle Caputo

March 01, 2023

Bets decision

Bets decision was take this insurance, I always got my claims through

Insurer: Trupanion Canada

By: Diego A

March 01, 2023

Taking advantage of inflation!!!!

I have only been with Trupanion for one year and they raised my monthly payments another 40 dollars plus tax a month, I have never put a claim in, I am definitely looking for another company I suggest other people To rethink before joining them

Insurer: Trupanion Canada

By: GIOVANNI MARCHESE

Verified March 01, 2023

Grateful for Healthy Paws seamless…

Grateful for Healthy Paws seamless claims process and helping to answer questions since having insurance 4-years. Last week, my beloved required surgery and the claim was processed and deposited within 24-hours, no questions asked. it allowed me to focus on her and not the insurance! Thank you and so grateful.

Insurer: Healthy Paws

By: France

Verified March 01, 2023

Customer Service Very Helpful

I had good experience with Nancy who helped me change my policy and lowered my payment some. She answered all my questions with customer service experience. We shared stories about our loving pets. Thank You Nancy 💗

Insurer: ASPCA

By: Roxanna Williams

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