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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 22, 2025

friendliness of person

friendliness of person

Insurer: Trupanion

By: Sue

Verified September 21, 2025

company is great

company is great; my only concern is that prices are steadily increasing

Insurer: Trupanion

By: Paul Manley

September 21, 2025

peace of cake to submit

The staff and veterinarians at Mosaic are respectful, empathic and explain clearly everything that was dond.

Insurer: Embrace

By: Barbara

Verified September 21, 2025

Easy to file claims

Easy to file claims. They’ll contact the vet for further information. Payment is processed quickly!

Insurer: Spot

By: Mary H

Verified September 21, 2025

There was very little that I had to do…

There was very little that I had to do in order to receive my covered payment. We appreciate your efforts to resolve our claims in such a timely manner. Very happy with Fetch. And Bella thanks you also.

Insurer: Fetch

By: John

Verified September 21, 2025

We have had Spot for over three years…

We have had Spot for over three years in our four pets. Never had to submit a claim over our deductible until my wife shut the door on the cats tail and cut off a piece of her tail. Had to take her to the vet hospital where they amputated part of the tail. I submitted the claim to Spot as it was over $1000. Spot honored the claim quickly and sent the check for the 70 percent less the deductible. It was easy to submit the claim. We are very pleased with Spot Insurance. A+.

Insurer: Spot

By: Thomas Polsfoot

Verified September 21, 2025

My claims have been handled quickly and…

My claims have been handled quickly and fairly.

Insurer: Spot

By: Nola Wood

Verified September 21, 2025

Most Generally A Positive Experience

Normally very fast and efficient in getting claims processed, but seems to always require one or more attempts to provide all the necessary paperwork. Would also be preferable to have a call center in the US that you can reach for questions, rather than the outsourcing Spot does for claims related questions.

Insurer: Spot

By: Elaine S.

Verified September 21, 2025

Great coverage for Luka & premiums have…

Great coverage for Luka & premiums have stayed the same. When everyone else complains about their insurance rates doubling, I am soooo grateful that i chose Trupanion!

Insurer: Trupanion

By: Linda Chapman

Verified September 21, 2025

Communication breakdown

I submitted an invoice for my oldest dog back in August I received a confirmation email assuring me that Trupanion was “ on it;” A month later I submitted an inquiry via email regarding the claim status. The Em response directed me to phone the company. I did so and spoke with a representative who informed me that Trupanion had no record of the claim and that I would have to resubmit it. I did so and I’m now waiting for payment regarding this claim. my concern is, that had a nut checked, no action would’ve been taken regarding the claim, despite the fact that it was supposedly received, and in process. initially, submitting claims to Trupanion, a company I have been with for many years, were simple and seamless. The premiums have continually increased, and as I have more than one dog with a policy, my monthly rate is fairly expensive. I would like to continue doing business with Trupanion, but I am concerned regarding this latest issue .

Insurer: Trupanion

By: Graham

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