154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 24, 2023

Pumpkin always reimburses quickly

Pumpkin always reimburses quickly! Best care for my best friend!

Insurer: Pumpkin

By: Matthew King

Verified March 24, 2023

Quick and easy claim process

Quick and easy claim process. My claim was processed in one week

Insurer: Spot

By: Shalitha Miles

Verified March 24, 2023

I love our Pumpkin Insurance

I love our Pumpkin Insurance! You have very kind & helpful employees. And claims are processed fairly quickly. I do wish though that claim explanation of benefits that I receive with the payment were marked better with the date of service, being paid for. It is difficult for me when Belle receives the same service for several months to understand which is being paid.

Insurer: Pumpkin

By: Mary Ann Windsor

March 24, 2023

Daisey's surgery

it was a simple process.

Insurer: Embrace

By: Terrance Relles

March 24, 2023

Easy

Easy, effective and fair.

Insurer: Embrace

By: Nike

Verified March 24, 2023

Easy to register

Easy to register. Too early to say anything more.

Insurer: Spot

By: George Rhea

Verified March 24, 2023

Fast claim response

Fast claim response! Great customer service with prompt response time.

Insurer: Pumpkin

By: customer

Verified March 24, 2023

Taking money without providing services

They allow you to sign up online but you can only do monthly billing that way which comes with an extra monthly charge of $2/month. They say to call if you want to pay for the year to avoid the fee. After signing up, I called to pay for the year but was told I would still have to pay the extra fee for the first month because I did the sign up online. Pretty awful way to get $2 extra dollars out of everyone. Also, your term starts right away meaning you are already paying for coverage but they don’t offer coverage for 15 days. I get the waiting period for people who might wait to insure their pet until there is a problem but don’t charge for the period when you won’t provide coverage. Even the waiting period seems unfair when the dog is brand new to you. I insured my dog the day I got her but still have to wait 15 days and given she is a puppy, already have lots of vet expenses that won’t be reimbursed. Just feels like they are after every possible way to get money out of their customers without providing any service to do it. Really bad first experience with them.

Insurer: Pumpkin

By: J A

Verified March 24, 2023

Reasonable claim processing time

Claim was reviewed within two weeks and was credited toward my deductible. So far, so good.

Insurer: Pumpkin

By: Cheryl

Verified March 24, 2023

Quick & Easy

Quick, easy and covers a good bit! Worth every Penny with my puppy!

Insurer: Pumpkin

By: Vickie

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