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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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I absolutely love this company
I absolutely love this company. They are always prompt with reimbursement, the site is user friendly and only takes a few minutes to submit a claim. They have been fair with their determinations.
Insurer: Embrace
By: Julia Arnett Saulmon
All was handled professionally and…
All was handled professionally and quickly. There was some minor hold up but that was to get up to speed on records. Very happy.
Insurer: Pumpkin
By: Laura
Love Embrace!
I am so happy with Embrace! This is our first dog in 30 years, and we are more than a little shocked at all the attendant costs. Embrace insurance is definitely worth the money, as just about everything has been covered for our 7 month old puppy. Another plus- it's SO easy & quick to file a claim!
Insurer: Embrace
By: PP
Highly recommend them
Claims service is wonderful. Claims are paid promptly and fairly. I wish my health insurance was as good as my dogs!
Insurer: Healthy Paws
By: Robert
Very pleased
I filed 2 claims with Embrace so far, one for Daisy’s bladder stone surgery and one for Duke’s ACL tear repair. Both claims were approved within 3-4 weeks. I called the company once with a question and a live person answered and resolved my issue. I’m very pleased and thankful i have my dogs insured. Duke’s surgery alone was over $7000!
Insurer: Embrace
By: Cindy
Considering cancelling
Not impressed and considering cancelling. While signing up was smooth, we were denied a basic claim that clearly fits under cancer screening coverage. It was denied outright and when we follow up up there was no response. It’s not clear why we would pay for some thing that we cannot use. Therefore, we are just giving them free money right now not thrilled, but also not sure about real alternatives in the market.
Insurer: Figo
By: JJJJJJJJJJ
Your deductible is higher than you agreed to
Your deductible is higher than you agree to When I was switching insurance companies, manypets had decent reviews and the price was right. To my surprise, when I filed my first claim, they agreed to all charges, but I didn’t get any money back from them, even though I went over my deductible ($580 on a $500 deductible). That’s because, unlike in any other insurance, many pets takes a reimbursement percentage BEFORE your deductible is applied. So instead of getting reimbursed for what I paid over my deductible, they claim I haven’t surpassed my deductible yet. By their math, I actually have to pay $625 on my $500 deductible before they start reimbursement. This is an insurance scam.
Insurer: ManyPets
By: Justin Michael
I’m see how this insurance go for my…
I’m see how this insurance go for my baby Kitten. She’s 11 weeks
Insurer: ASPCA
By: Yoyomcclain
I'm a Trupanion member for about 10…
I'm a Trupanion member for about 10 years now. Just got a rate increase today 3/23/23. it's tad bit over 20% increase. WOW. It's unfortunate that there's a huge price hike from this place.
Insurer: Trupanion
By: D Y
Such a relief
My Ganni boy needed surgery to remove a mast cell tumor suddenly. I was expecting my first child at the time and knowing Embrace would cover most of the surgery removed the stress from the process. He is at home healthy along with my baby girl and I feel so blessed to have this coverage. The embrace customer care and claims management answered all my questions any time I called and the claim was processed smoothly.
Insurer: Embrace
By: Crystal Torres-Martinez