154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 04, 2023

Stay Away from Them!

Horrible customer service in trying to get my claim resolved for my dog. I have called at least 6 times in the last 2 months and each time I received a different response to the issue. Once this claim is paid I will be dropping them. Do yourself a favor and don't go with them. I have paid premiums for 5 years and can't get a simple claim paid.

Insurer: Healthy Paws

By: Gina McFerren

Verified April 04, 2023

I'm not understanding of your fixed dates per the policy versus real needs or change in scheduling.

I'm not understanding of your calendar, or policy renewal versus when medical attention is needed. Additionally, when you have puppies sometimes it is not a year before the vaccinations as the first ones are needed ASAP. then the next ones start the annual schedule. You could clearly see that they will not be redone until the following year. While you may say yes dates are correct who is going to remember --- Oh let's see is this one a policy renewal date or one full year. It is in the animals best interest to do as required. I am not going to bore you with the required detail you ask in how to write a good review. You can just look in our records and as I expect you will write a rebuttal stating the policy terms. Totally okay with that however that does not change your interpretation of what and when things are needed. I am seriously considering cancelling as my investment with your company has not been beneficial as you profess it to be.

Insurer: Figo

By: Anthony Franco

April 04, 2023

Easy and awesome!

The claims process was quick and painless, very easy to got through the steps and submit. Payments for approved claims came in very quickly as well. Very happy with our experience and will definitely do business with Embrace for all our future fur babies.

Insurer: Embrace

By: Jacob Dalton

Verified April 04, 2023

As happy as I can be with an insurance company

Overall I'm really happy with the quick service and reimbursements through the claims process. They process claims within a few days, reimburse within 2 days of that and haven't questioned any of the claims that I've submitted. I recommend Embrace to other people I know when we speak about Pet Insurance. I got the plan where 90% is covered after a $750 deductible and it relieved a lot of the stress when my dog got bit and needed stitches.

Insurer: Embrace

By: Katherine A Arth

Verified April 04, 2023

The ease of applying

The ease of applying. It was an easy and quick process.

Insurer: ASPCA

By: Robert DePino

Verified April 04, 2023

Ease of dealing with them and speed of…

Ease of dealing with them and speed of handling issues or claims

Insurer: Trupanion

By: customerthor

Verified April 04, 2023

Best Decision We Made

We bought pet insurance when Sofie was just a few months old. We figured we would probably never need it but wanted it in case we did. Nine years later we needed it. Sofie was just diagnosed with Cushing's Disease. Embrace stepped up and covered her expenses. We would have borne the expense of her testing and treatment otherwise. There were no problems filing her claims. It was all handled quickly and smoothly, easing our stress in the process.

Insurer: Embrace

By: MERRIE RANCOURT

Verified April 04, 2023

Feedback is non-existent and…

Feedback is non-existent and information, to begin with, is vague and incorrect.

Insurer: Figo

By: customer

April 04, 2023

Embrace doesn't allow ALL CHANGES…

Embrace doesn't allow all CHANGES (increase in coverage) at renewal although I was told I could make changes at that time. Also, every illness is considered pre-existing....even curable illnesses....and will not be covered in the future, should you decide to re-write your policy. Other companies will include most 'simple' illnesses after a 180 day wait period. Great claims experience but poor customer retention.

Insurer: Embrace

By: Lisa Berglund

Verified April 04, 2023

Great thanks

Great thanks

Insurer: ASPCA

By: Gustavo Cruz Giniebra

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