209,630+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,630 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,630 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,735 reviews

4.9
Healthy Paws

11,015 reviews

4.9
Fetch

5,290 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 25, 2025

First Time Pet Insurance Buyer. Good First Experience.

This was the first time I've ever purchased pet insurance. We have a new Malinois puppy and it seemed prudent. After checking a lot of different insurances I found this one to be the best value for the money. We also added the "wellness plan" since she will be getting all of her puppy shots and check ups. The first wellness check up and puppy shots bill I submitted for payment was approved within 3 days. They paid for everything except for her Puppy ParvoVirus vaccine. I thought it strange since they paid for her other vaccine. I called them on Christmas Eve (day) and got a US based customer service rep. She looked at it and said it was just an error since my vet's billing code didn't show "VAC" or the word "Vaccine" on the bill. They apparently use some type of AI to read and pay claims. She said it would be paid and the amount of the Parvo Vac would be added to my reimbursement check. Easy-Peasy. I wish all my medical claims were that easy to fix. So far so good with this new insurance. At the price of vets these days (I'm in Hawaii) you can easily recover your annual premium in just one or two visits. Our friend's Pomeranian puppy broke her leg and her vet bills totaled $11k for everything to fix it. Like all insurance, best to have it and hope you never need to use it.

Insurer: Pets Best

By: Linda M.

Verified December 25, 2025

Super helpful for my fur baby!

Super helpful for my fur baby!

Insurer: Nationwide

By: customer

December 25, 2025

Embrace has been easy to partner with…

Embrace has been easy to partner with for the health of my cat. When my boy passed away, the Embrace staff were professional and supportive. They were always prompt with claim payments. When I called to remove home from the policy, I was immediately refunded that month’s prorated premium (I was not expecting that).

Insurer: Embrace

By: Janet Underwood

Verified December 25, 2025

Unfortunately

Unfortunately, when I made the phone call, it kept cutting off, making it difficult to follow the conversation. I kept asking her to repeat herself.

Insurer: MetLife

By: Shane

Verified December 25, 2025

App is super easy to use

App is super easy to use

Insurer: MetLife

By: customer

Verified December 25, 2025

Spot has been true to their word!

My dog had two emergency vet visits and a hospitalization before the correct diagnosis was discovered and proper treatment administered. All very stressful and expensive. I was concerned about my sick pet as well as the rising costs. Spot responded and paid according to my policy guidelines with no issues and my dog is recovering. Such a relief!

Insurer: Spot

By: Jacqueline Flynn

Verified December 25, 2025

Enrollment was so easy

Enrollment was so easy

Insurer: MetLife

By: Tobey Cummings

Verified December 25, 2025

Easy to follow

Easy to follow. Hope this is good insurance!

Insurer: MetLife

By: William

Verified December 25, 2025

This insurance saved our cats lives!

This insurance saved our cats lives and extended their health. We even got a card and candle sent from them after we euthanized one. If people understood how streamlined and easy pet health insurance was, all pets would be covered. Can you believe people insure their cars but not their cats and dogs? I guess they value their cars more than their pets.

Insurer: Pumpkin

By: Theodore

December 25, 2025

Submitting Claims

Claims are easy to submit online. It does take some time but not unreasonable. I have never had any problems receiving payment.

Insurer: Pets Best

Veterinarian: Highlands Vet

By: Amelinda

Useful

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