154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 25, 2023

I never heard back

I never heard back from the email I sent requesting the policy number since the email after signing my dog up that included the number was not sent. Impossible to finish the process if there’s no customer service So far the customer service interaction for needed response has been a zero

Insurer: ASPCA

By: Jennifer Phillips

April 25, 2023

Great experience and easy to manipulate…

Great experience and easy to manipulate the website to complete my claim.

Insurer: Embrace

By: Ray

April 25, 2023

Thieves

Thieves! DO NOT SIGN UP. Take the insanely high premiums you will end up paying and stuff them under the mattress you will be FAR better off. As soon as you need to use the service they will double your premiums and you still pay massive vet bills. DO NOT EVER SIGN UP. Edit after reply: You sent me an email less then a week after I put in a claim which I never even received any reimbursement informing me that the cost of care for MY specific breed in MY specific area has increased therefore my premiums would be increasing by 70%. So yes you do increase premiums when they get used regardless of what you say here on this review forum. It's insane and unacceptable.

Insurer: Trupanion Canada

By: MrMuck

Verified April 25, 2023

I’ve had TRUPANION for my two previous…

I’ve had TRUPANION for my two previous dogs and have recently enrolled my new 4-legged family member. TRUPANION has always honored their word according to the policy chosen. The turnaround time for reimbursement is timely and in some cases, there has been “vet direct pay” where I paid my 10% portion and the veterinary clinic submitted the claim to TRUPANION directly…. Thus not having to wait for payment reimbursement. The MOST IMPORTANT factor … my “fur babies” are covered and I have the comfort of knowing I can always give my dogs ALL the care that they need. I highly recommend this insurance and company.

Insurer: Trupanion

By: Pamela

Verified April 25, 2023

It was so simple

It was so simple

Insurer: ASPCA

By: Lorenzo James

Verified April 25, 2023

Need a better and more user friendly…

Need a better and more user friendly app.

Insurer: Trupanion

By: Paul

April 25, 2023

I have Trupanion since 2010

I have Trupanion since 2010, when I first brought my little yorkie home at 8 weeks. This company is the best and I recommend them to anyone looking for insurance. My little yorkie developed many health issues with his pancreas, digestive system and bladder, when he turned seven. And Trupanion has been wonderful with assisting with numerous claims. This company gave me the peace of mind that he was covered for the best care he can receive and because of this, he is a beautiful 13-year-old boy today.

Insurer: Trupanion

By: Diane Siracusa

Verified April 25, 2023

Easy access

Easy access. Information on insuring an older animal came from a FB group. So glad I found out about your insurance.

Insurer: ASPCA

By: Robin Dyer

April 25, 2023

I will never not have pet insurance…

I will never not have pet insurance because of Fetch! Easy to submit claims and receive refunds in a very timely manner!

Insurer: Fetch

By: Amanda

April 25, 2023

Salesman Upsold me and Lied

So far, I have not had a good experience with Embrace. I was outright lied to by the salesman I spoke to prior to signing up. They claim they record phone calls, but when I reached out nobody was willing to go back to the call and verify what I was told. Because no pet insurance companies cover pre-exiting conditions, I feel like I'm stuck with them now because I'd have to start from square one with any other company. We're definitely stuck with them for a year, because I was given misinformation about the Wellness Rewards program. Be careful signing up for that because they can charge you for it if you want to cancel. I didn't even want it but the salesman upsold me and lied about it.

Insurer: Embrace

By: T Pow

Compare top pet insurance providers plans.