208,464+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,464 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,464 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,706 reviews

4.9
Healthy Paws

10,966 reviews

4.9
Fetch

5,214 reviews

4.9
Trupanion

58,989 reviews

4.9
Pets Best

14,634 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 08, 2026

Pets Best

Pets Best insurance was with me from day one of my Newfoundland s life and I never had one single problem. They truly are Pets Bets! He lived to be almost 10!

Insurer: Pets Best

Veterinarian: Denton Veterinary Center

By: Jennifer

Useful
Verified March 08, 2026

"I cannot thank Trupanion enough for…

"I cannot thank Trupanion enough for their exceptional service. their claims team was proactive and communicative. The process was fast, and they explained everything clearly.

Insurer: Trupanion

By: Pedro Moya

Verified March 08, 2026

Prompt reimbursements

Prompt reimbursements, reasonable prices, flawless service. Never been declined on a claim.

Insurer: ASPCA

By: Tiara W

March 08, 2026

52.5% INCREASE in premium after first…

52.5% INCREASE in premium after first year for a 2-yr old cat with no claims. Went from $72/mo to $110/mo. This is price gouging. There is no justifying this. Their chat response: Trupanion assesses policy rates at each renewal. There are five rating factors that are reviewed: 1) the breed of your pet, 2) the sex of your pet, 3) the age at which your pet was enrolled, 4) your location, and 5) the deductible on your policy. Because insurance is a shared risk, Trupanion looks at all pets insured in our book of business that are in a similar category to your pet. So we look at all Maine Coons, all female pets, all pets enrolled under one year old, all pets in and around Round Lake IL, and all policies with a deductible of $250. An average is taken from each category and if a deficit is projected based on how much was paid out in claims for all pets in those categories versus what the rates are currently set to, then the rate will be adjusted so Trupanion can continue to offer the same, unlimited coverage.

Insurer: Trupanion

By: Carla Martinek

March 08, 2026

Embrace takes great care to make sure…

Embrace takes great care to make sure you have the best insurance for your baby. The wellness program will repay you in claims. You will have peace of mind when an emergency comes.

Insurer: Embrace

By: Char

Verified March 08, 2026

Great plans and easy to file claims

Website is easy to use. Explanations of different plans is clear and several choices of coverage. My past experience with Nationwide was great. I had a cat who got sick and passed away suddenly in July. My claim was promptly taken care of with no issues and policy canceled. Very helpful while going through loss of pet.

Insurer: Nationwide

By: Pam

Verified March 08, 2026

I'm thankful I have Spot Pet Insurance…

I'm thankful I have Spot Pet Insurance as my 5 year old boxer has lymphoma. Because of Spot, I have been able to get her treatment/chemotherapy that I would not have been able to afford on my own. It's easy to submit claims and I have been quickly reimbursed by Spot. It would be great if the annual cap was higher given the current cost of veterinary care.

Insurer: Spot

By: Ellen Eddy

Verified March 08, 2026

Easy to use website

Easy to use website

Insurer: Fetch

By: James

Verified March 08, 2026

In regards to filing my most recent…

In regards to filing my most recent claim, it was extremely easy and it was processed faster than any claim I’ve submitted for the past 4 years that we’ve had Fetch. However, the fine print in my original contract is another matter that I’ve learned the hard way. I’m seeking out other companies at my renewal.

Insurer: Fetch

By: Laura

Verified March 08, 2026

Claims processed in a timely fashion…

Claims processed in a timely fashion and checks sent out. Happy so far in year two.

Insurer: Pumpkin

By: James

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