154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 27, 2023

The Gift of Extra Time

I am very grateful to the team at Trupanion. It was devastating when our corgi, Waffles, was diagnosed with cancer at age 12. But Trupanion helped to ease the financial burden of surgeries and cancer treatment during a very difficult time. We appreciated how easy it was to submit invoices, how promptly claims were processed, and the compassion of their staff. As a result of the treatment we got to spend more time with our sweet boy than we otherwise would have. Thank you, Trupanion team, for that precious gift.

Insurer: Trupanion

By: Brian

April 27, 2023

Exceptional Insurance -- Nationwide

I have the Nationwide policy that pays 90% on all claims. They do not pay for grooming, etc. But all health related items are paid at 90%. They do not charge based on claims but age. I had policy with Nationwide prior to this one that pays 90% and they still have it (I believe) and pays a lower percentage -- same service and claim rating as insurance I now have.

Insurer: Nationwide

Veterinarian: Perrin-410 Animal Hospital (Closed March 31, 2023)

By: Virginia

Useful
April 27, 2023

Process claim

I didn't have to jump through hoops to get my claim paid. I submitted it and it was processed. The process took about a month before I got confirmation I will be paid. I didn't have to answer any other additional questions or provide anything else.

Insurer: Pets Best

By: customer

April 27, 2023

Great Job by all

Excellent service easy efficiant processed claim very quickly hassle free highly reccomend

Insurer: Pets Plus Us

Veterinarian: Carlton Animail Hospital St.Catharines ontario

By: Junior

Useful
April 27, 2023

No for older dogs

Hello All, I hope this is useful. I feel like this is for young pets that you get started with early and start paying the premiums. Our 10 year border collie is in great health, per our veterinarian, blood of a 2 year old dog. However, we recently has some benign skin tags removed and teeth cleaned. In 2020 he had a benign skin tag removed and was noted in his charts. Also noted was dirty teeth. We sent in a claim to embrace and was denied for removal of two more tumors and the teeth cleaning. Reasons for this denial was due to the reference in his charts for pre existing conditions. We escalated and applied for a second look and were still denied. If you have a young animal, this might be worth it, however, if you animal is older I would stay away from Embrace.

Insurer: Embrace

By: Miller S

Verified April 27, 2023

Great customer service

The agent talked me through the whole process and explained all the coverages very thoroughly. They were able to answer all my questions. Sign up was very easy.

Insurer: Pumpkin

By: Lauren M. Brennan

April 27, 2023

Easy and painless

Easy and painless

Insurer: Embrace

By: J. DISHER

April 27, 2023

Great customer service experience

This review relates to exceptional customer service provided by Denise Ariale at Fetch. Denise was knowledgable, enthusiastic, friendly, and demonstrated empathy and flexibility when dealing with our situation. If only all customer service was like this!

Insurer: Fetch Canada

By: Tristan Cole

April 27, 2023

So far so good new customer so really…

So far so good new customer so really only have had a wellness an orthopedic vet visit. Did this as part of contract for embrace an my breeder plus needed to get DejaVu meet an in system with my veterinarian. Thumbs up so far we will be adding another dog soon as pups are due in a few months. Like that I get a 10% discount for adding another pet plus I got a military discount. So that tells me they care

Insurer: Embrace

By: Gil Youngblood

Verified April 27, 2023

Easy process

This was my first time submitting a claim. I can't believe how easy it was through the Trupanion app. From submitting the claim to getting approved for payment was one week. Thank you for making a horrible situation end with a great result. I highly recommend Trupanion.

Insurer: Trupanion

By: Edna

Useful

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