209,556+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,556 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified December 25, 2025

I sent in my invoice and the claim was…

I sent in my invoice and the claim was processed within a week. I’m happy with the quick service . The only reason I didn’t give a higher rating was because I had a hard time sending additional information for the claim.

Insurer: Spot

By: Margaret Meyer

December 25, 2025

Not great

The website wouldn’t let me log in for a month and a half in browser and through the app. I sat on hold for an hour and IT got my IP address and assigned that to my account and it finally worked. It takes over a month lately to have claims processed. I think ManyPets was best but I can’t switch now thanks to preexisting conditions.

Insurer: Pets Best

By: James Henderson

Verified December 24, 2025

My claim was explained was reimbursed…

My claim was explained was reimbursed directly to my checking account within aweek

Insurer: Spot

By: Pamela Schnabel

Verified December 24, 2025

Spot has best app

Spot has the best app ever. I love it. Submitting a claim is really easy and quick. Love it. Genia Finney

Insurer: Spot

By: Genia Finney

Verified December 24, 2025

Quick turn-around

Quick turn-around. Thanks

Insurer: Fetch

By: Kris

December 24, 2025

Always helpful and friendly

Always helpful and friendly

Insurer: Embrace

By: TY

Verified December 24, 2025

Pet insurance is SO important!

I have always used a spot Insurance since the day my dog came home. I just wish that the claims processing time was faster. Also, wish that my veterinarian could submit for me, and I would not have to shell out all the money out of pocket. Coming up with over $10,000 unexpectedly is extremely difficult and financially a major burden.

Insurer: Spot

By: Michael R

Verified December 24, 2025

I tell everyone I know to use Met Life…

I tell everyone I know to use Met Life if searching for pet insurance . I have been reimbursed so many times and if more information was needed they always reached out to my Vet. Very happy with this company .

Insurer: MetLife

By: Patti Clifford

Verified December 24, 2025

Very quick refund

We received our refund quickly for the service our dog needed

Insurer: Spot

By: Linda K

Verified December 24, 2025

We've been using Spot for a couple of…

We've been using Spot for a couple of years now. We had our first claim a couple of weeks ago and the process was fast and easy. Everyone was also very friendly, though most of the process was automated.

Insurer: Spot

By: S B

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