209,556+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,556 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified December 26, 2025

My experience with Metlife is overall much less stressful than not having insurance

My experience with Metlife as a customer has been extremely good, rating the customer service knowledge from the time/processing and fairness of claims. I have very good perceptions of service with Metlife. The service turned out to be exactly what was explained, clear and easy to apply guidelines.

Insurer: MetLife

By: Mel

December 26, 2025

Not buying from this company

Trustpilot showing over 500 one star complaints in less than a year for Fetch is enough to steer me to other companies. Thank you Trustpilot.

Insurer: Fetch

By: Carl Rice

Verified December 26, 2025

Great response time

Great response time. friendly and helpful customer service. I am very pleased! I have had healthy paws for close to 10 years.

Insurer: Healthy Paws

By: Sp

Verified December 26, 2025

Very easy and affordable

Very easy and affordable

Insurer: Nationwide

By: Jennifer

Verified December 26, 2025

BAD BAD BAD

EVERYTHING TAKES AT LEAST TWO SUBMISSIONS, SOME FIVE. I SEND IN FIVE CLAIMS TOGETHER AND THEY PROCESSED TWO. THEY DIDNT DENY THE OTHERS, THEY JUST IGNORED THEM. THIS HAPPENED SEVERAL TIMES. I WAS ALSO TOLD MY DEDUCTIBLE WAS MET (AS REFLECTED IN THE APP) … LATER THE SYSTEM SHOWED IT WASN’T BY AN AMOUNT ONLY TO HAVE THAT AMOUNT (OF UNMET DEDUCTIBLE) INCREASE LATER. FRIENDS HAVE SIMILAR ISSUES. I KNEW THIS REVIEW WOULD BE BAD AND DIDNT WANT TO POST BUT SINCE THIS IS THE FOURTH REQUEST, I DECIDED TO POST SO THE REQUESTS STOP

Insurer: MetLife

By: Denver, CO customer

Verified December 25, 2025

I submitted my first claim and was impressed

I submitted my first claim, wondering if I was going to be disappointed in Spot, but was very pleasantly surprised. Spot took my claim and within a few days they acknowledged my claim. A few days later my reimbursement check was in my mailbox. I highly recommend Spot Pet Insurance. My dog, Riley and I are impressed with Spot.

Insurer: Spot

By: Sandy

December 25, 2025

First Time Pet Insurance Buyer. Good First Experience.

This was the first time I've ever purchased pet insurance. We have a new Malinois puppy and it seemed prudent. After checking a lot of different insurances I found this one to be the best value for the money. We also added the "wellness plan" since she will be getting all of her puppy shots and check ups. The first wellness check up and puppy shots bill I submitted for payment was approved within 3 days. They paid for everything except for her Puppy ParvoVirus vaccine. I thought it strange since they paid for her other vaccine. I called them on Christmas Eve (day) and got a US based customer service rep. She looked at it and said it was just an error since my vet's billing code didn't show "VAC" or the word "Vaccine" on the bill. They apparently use some type of AI to read and pay claims. She said it would be paid and the amount of the Parvo Vac would be added to my reimbursement check. Easy-Peasy. I wish all my medical claims were that easy to fix. So far so good with this new insurance. At the price of vets these days (I'm in Hawaii) you can easily recover your annual premium in just one or two visits. Our friend's Pomeranian puppy broke her leg and her vet bills totaled $11k for everything to fix it. Like all insurance, best to have it and hope you never need to use it.

Insurer: Pets Best

By: Linda M.

Verified December 25, 2025

Super helpful for my fur baby!

Super helpful for my fur baby!

Insurer: Nationwide

By: customer

December 25, 2025

Embrace has been easy to partner with…

Embrace has been easy to partner with for the health of my cat. When my boy passed away, the Embrace staff were professional and supportive. They were always prompt with claim payments. When I called to remove home from the policy, I was immediately refunded that month’s prorated premium (I was not expecting that).

Insurer: Embrace

By: Janet Underwood

Verified December 25, 2025

Unfortunately

Unfortunately, when I made the phone call, it kept cutting off, making it difficult to follow the conversation. I kept asking her to repeat herself.

Insurer: MetLife

By: Shane

Compare top pet insurance providers plans.