154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 03, 2023

THIS PET INSURANCE IS A FRAUD

THIS PET INSURANCE IS A FRAUD. I PAID $1500 IN PREMIUMS AND $1500 IN IN DEDUCTIBLE FEES TO GET BACK $2,100. THE REPRESENTATIVE TOLD ME BEFORE DENTAL SURGERY TO MAKE SURE I GOT IT DONE BEFORE 4/12 SO IT WOULD BE UNDER THE RENEWAL DATE SO I WOULD GET BACK 90%. FOR A SURGERY THAT COST ME $2,200 THEY PAID ME $656.94. THEY SAID IT WAS PREEIXSTING. VET DISAGREES AND I HAVE THE RECORDS TO PROVE IT. DON'T FALL FOR THIS. THEY CALL EVERYTHING PREEXISTING TO NOT PAY. I AM 75 YEARS OLD AND THEY SCAMMED ME. I AM SO UOSET I HAVE NO IDEA HOW I AM GOING TO PAY THIS BILL.

Insurer: ASPCA

By: Linda Smart

Verified May 03, 2023

Huge Piece of Mind for your Pet

Pumpkin Pet Insurance has been amazing since the moment we got them! Our pup had to have major spine surgery performed, or else he would have been left paralyzed and eventually dead. Having Pumpkin Pet Insurance gave us the piece of mind we needed to commit financially to his surgery. Every claim we submitted, even the larger ones, were processed within a week and we had money in the bank in less than two weeks. I would absolutely, 1,000% (and have) recommend Pumpkin Pet Insurance to anyone who is looking for that coverage on their fur baby!

Insurer: Pumpkin

By: KE

May 03, 2023

Bought this insurance in February for a…

Bought this insurance in February for a healthy pup. Had an annual exam with shots, etc... on April 7th. Sent all information in that day. I did not own the dog last year (it was rehomed to me by a client). Now, almost a month later, they are needing Vet records for going back a year. When, this was a normal annual exam. Slow rolling insurance company, and well, I am really disappointed after the reviews I saw, that helped me select this. Keep getting, the old we are backed up on claims. If they really needed a year prior of records, they should have required that before even insuring my dog, or let me know it would speed up claims. I am not even sure I have official access to my dogs prior vet records.

Insurer: ASPCA

By: Linda Bramblett

Verified May 03, 2023

email links not working

The link to add my vet info does not open. I responded to let you know, no word back. So that is why only 3 stars

Insurer: ASPCA

By: Katie

May 03, 2023

I was have been paying SpotPet…

I was have been paying SpotPet insurance for over five years. They’Bebe are partly to blame for the death of my dog she was sliced while I was on the phone with them they did not want to honor the contract. They found every excuse possible not to treat my dog causing her demise. I paid them $1000 of dollars over the years and now they refuse to pay reimburse me coming with all kind of loopholes in our coverage. They are prepared to find any excuse that doesn’t apply to your dogs ailments. I am starting a class action lawsuit against them. If you’ve been a victim of their scam, fraudulent and phony coverages. Please contact me at phone 857-258-7172

Insurer: Spot

By: Frantz Blass

May 03, 2023

Slow to pay out claim

I’ve been with Pets Plus Us since getting my Puppy. I have made very few claims in the past 12 years.They’re slow to reimburse. My vet doesn’t have their claim forms, hence I have to take the form home & apply for my reimbursement. They are always asking for more details from the vet, which is a delay tactic. Holding my payment longer than necessary. I would not recommend this Company.

Insurer: Pets Plus Us

By: Roz

Useful
Verified May 03, 2023

Seamless Experience!

Every interaction has been seamless, claims, inquiries, etc. Would recommend.

Insurer: Figo

By: TM stewart

Verified May 03, 2023

The claim process is efficient and easy!!

Pumpkin is much easier to work with than my own medical insurance! And if they need information, they are quick and helpful.

Insurer: Pumpkin

By: SyndiLou

Verified May 03, 2023

No hassle

No hassle. Our bill was reimbursed promptly. Great service!!

Insurer: Pumpkin

By: Linda

Verified May 03, 2023

We had an emergency Christmas evening…

We had an emergency Christmas evening when I returned home. The claim process, while it did take about a month, was easy and we were reimbursed what was expected with our coverage! Wont find me without pet insurance for our fur babies again!

Insurer: Pumpkin

By: customer

Compare top pet insurance providers plans.