154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 14, 2023

Janet was awesome

The best experience. Janet was awesome. Very friendly and easy to talk to. Our conversation was awesome. If I can call back and get her, it would be great.

Insurer: Furkin

By: Natasha

Useful
May 13, 2023

Everything so easy for sign up

Everything so easy for sign up! I feel much better knowing my pet is covered!

Insurer: Trupanion Canada

By: Jackie Francis

Verified May 13, 2023

Spot Insurance is affordable!

I am glad I switched to Spot Insurance! It's very affordable.

Insurer: Spot

By: Rachel Lewis

Verified May 13, 2023

I was having trouble with my password…

I was having trouble with my password but after talking to the awesome customer service all was great!

Insurer: Trupanion

By: Gail

May 13, 2023

easy to use and makes claims quick to do

easy to use and makes claims quick to do

Insurer: Embrace

By: Katherine

May 13, 2023

Don't expect an answer

I had a simple question: Does Fetch cover deciduous tooth removal. What a JOKE!!!! It's a yes or no question. This is the conversation that followed While we are not able to confirm or deny specific coverage without a claim being filed, I can say that your policy is set to cover any non-routine dental procedures, such as medically necessary cleanings due to gum disease, tooth extractions, etc. We can only cover these treatments as long as the issues themselves were not pre-existing to your policy. well, when she was a puppy she only had one set of teeth and now she has two....soooo..... is that pre-existing. Rico profile We are not able to confirm until a claim has been filed since this will be based on the medical history of your pet. In general, any condition or clinical signs or symptoms that your pet has before the policy started or within your waiting period is pre-existing to your policy. that is most unhelpful. Have a great day. Rico profile I absolutely understand your concern but this is how your policy's coverage works. But in the meantime, Is there anything else I can assist you with? Rico profile Thank you, Carol, for reaching out! A short survey will appear in this chat below. We greatly appreciate any feedback you may have.

Insurer: Fetch

By: carol

Useful
Verified May 13, 2023

Very easy

Very easy ! Rated well !

Insurer: Spot

By: Elena Kurza

May 13, 2023

My detailed experience with Nationwide pet insurance… So far.

My little Pomeranian Buffy, is two years old and I have had nationwide almost since the day I got her. The peace of mind I’m able to have, knowing she will be taken care of should she be injured or develop a disease is beyond comforting. Over my 55 year life, I’ve had many furbabies, and have had to pay out of pocket some rather exorbitant costs for kidney disease, pancreatitis, and cancer some of my babies suffered from, so knowing I have this security for Buffy is truly a weight off of my mind. Money is more tight than in years past, and I would never, ever want to have to let one of my babies go because I couldn’t pay for treatment, so I consider nationwide a blessing. The process for a claim is incredibly easy, they quickly pay, and with the policy I have, they even pay for wellness visits, including their yearly physical, dentals, etc. with only a $250 deductible, which as any pet parent knows, can be the cost for one vet visit for even a simple issue. The only thing I would change is their process for determining pre-existing conditions for puppies. Most puppies have worms, and sometimes ear mites, and Buffy had both of those when I got her at seven weeks old. Sadly, nationwide then determined gastrointestinal issues and ear problems to be pre-existing conditions. Obviously insurance companies need to cover themselves when an animal has actual pre-existing conditions, but the vast majority of puppies have either a simple parasite or mites, which are treated, and then never have again. There is a review process where you can get nationwide to re-determine whether your fur baby can have those pre-existing conditions removed from the policy, which I’m in the process of doing now, but I honestly believe for brand new babies nationwide should give some latitude when it comes to determining pre-existing conditions with such a young pup. I signed Buffy up as soon as they would allow, I believe which was 12 weeks old (I could be wrong about that, but it was very early in her life, at just a few weeks old), and she has never had another problem with her ears or her tummy, except once, when a neighbor through something over the fence, which she ate, and then got diarrhea for a day, but that is not a pre-existing condition, that is simply a furbaby eating something that disagreed with them. Hopefully Nationwide will review Buffy’s medical records over the last year and realize that she is an extremely healthy dog who has no pre-existing conditions whatsoever. So I will have to hold off on judgment regarding the review process until it’s completed. If the review process goes smoothly, then I would absolutely raise my star rating from four stars to five stars, but I would suggest nationwide take a look at determining pre-existing conditions and brand new puppies, especially regarding things such as a parasite, like worms, or ear mites, since it is so prevalent in the vast majority of puppies. In conclusion, I am grateful to be able to have this Safety net for Buffy and for my peace of mind. Thank you Nationwide, and I guess after the review process, we will see if you’re really “on my side” lol. One final thing, the agent I spoke with today regarding how to do the review to try and eliminate the pre-existing condition rider on Buffy’s policy, was just a spectacularly wonderful person. She was knowledgeable, kind, funny and understanding. She was truly a pleasure and a blessing to speak with, and I hope all the other agents are just as wonderful as she is.

Insurer: Nationwide

By: Beth Burch

Verified May 13, 2023

Safety for loved ones first

Customer friendly service, and reassurance that my pet will have good coverage. Woof 🐶

Insurer: Trupanion

By: Eva

Verified May 13, 2023

It was super easy to submit the…

It was super easy to submit the reimbursement and I was reimbursed the very next day.

Insurer: Figo

By: Oscar

Compare top pet insurance providers plans.