154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 03, 2023

Nothing yet

Nothing yet. Haven’t needed to use Spot yet

Insurer: Spot

By: Barbara Keltos

June 03, 2023

Avoid! Blatant bad faith company

FYI the business reply below says “get in touch via this email” yes this is the same email they blatantly ignore me on and I reference in my review. It is just bots replying to reviews to keep their scores high. Look at the other 1 star reviews on here! They're telling the truth. See how ASPCA responds to everyone telling them to call a number that no one answers just so they look like they're engaging on here. They are shady! My experience has been that after ASPCA failing to process my claim within the contracted time and after exhausting my good graces with excuses they they proceeded to deny my claims because as they claim "multiple attempts were made to obtain medical records". This is despite the fact my vet had sent them everything they requested multiple times and I too had forwarded things to them. I made numerous attempts to email them and they would send cut and paste responses refusing to even acknowledge my formal complaints. Never once did they call or email my vet, get back to me (I on the other hand spent at least 4 time on hold for 30 minutes where no one answered). They just kept sending requests for records they clearly had. Even in our email chain it was clear that they had received the necessary documents. There was no getting sense from them. I wonder if they are bots or AI. I can't think humans would be that deliberately obtuse and act in such bad faith again and again. They pay a lot of money clearly to "impartial" insurance review sites to silence honest reviews like this one and flood the internet with reviews from fake industry professionals comparing the coverage instead of genuine customer experiences.

Insurer: ASPCA

By: Joanne Davies

Verified June 03, 2023

Claims process is long and grueling

Claims process is long and grueling. I have submitted only 2 claims in the 5 months I have purchased 2 policies and each time it has taken over a month to process a claim. And with each claim, I received little to zero reimbursement despite paying for a higher plan to include wellness. Feels like I have been ripped off and I no longer recommend this to anyone and will more than likely not be extending my policy. The only good thing thus far are the customer service agents I work with over the phone. Working over email? Dreadful. I have to call about my claims to get any movement, otherwise I will be told they are waiting to receive medical records, and I send them (i have proof in the email thread they were sent) and I will be told they didn’t receive anything. I also don’t get a response when I ask to be notified when they receive my documents. Super huge fail.

Insurer: Spot

By: Denise Sanchez

June 03, 2023

Everyone I spoke too is very pleasant &…

Everyone I spoke too is very pleasant & very helpful, although I thought it took too long to complete the claims process

Insurer: Pets Best

By: Susan Peterson

Verified June 03, 2023

Grateful

I trust you'll do all you can to help me save any money possible to put back into taking care of my elderly dog

Insurer: Trupanion

By: Crystal

Useful
Verified June 03, 2023

Easy peasy.

It was super simple to go online and get the policy. I have several people I know that use trupanion and have heard nothing but good things about them.

Insurer: Trupanion

By: Pamela

Useful
Verified June 03, 2023

Easy Enrollment Process!

Phone rep was extremely friendly, knowledgeable, professional, and patient.

Insurer: Trupanion

By: Jo

Useful
Verified June 03, 2023

Since I have had Trupanion they have been great in helping me maneuver through any and all claims that I have had with my Cat Ali.

Since I have had Trupanion, they have been great in helping me maneuver through any and all claims that I have had with my Cat, Ali. They inform you right away as soon as they receive the claim, and if no further info is needed, they pay fairly quick. I have always had a positive experience with all the Trupanion representatives, kind, professional and caring. I would recommend them in a heartbeat.

Insurer: Trupanion

By: Karen

Useful
Verified June 03, 2023

Love Trupanion!!

Submitting claims is so easy via the app. My questions are always answered quickly.

Insurer: Trupanion

By: Lauren

Useful
Verified June 03, 2023

Great response to Claims

Trupanion provides clear communication re: processing claims and processes direct veterinarian claims within minutes.

Insurer: Trupanion

By: Bette

Useful

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