154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 07, 2023

Two sick dogs, one great experience!

Two of our dogs -- Harper and Cutter -- have needed vet care unexpectedly in the past month. The bills piled up quickly, and we were quickly reimbursed by Embrace. We've been with them for nearly nine years and can't imagine raising our pets without their coverage.

Insurer: Embrace

By: Mary Dillon-Olthaus

June 07, 2023

Prescription processed fast.

Prescription processed fast.

Insurer: Pets Best

By: Len Brown

Verified June 07, 2023

Impossible to justify a policy including preventative care. Monthly cost is better placed into a savings account!

I had to submit my claim twice for consideration. Despite paying nearly $70/ month with the understanding that 80 to 90% of charges associated with covered activities and services would be reimbursed. The annual maximum placed on these services makes this insurance almost pointless and I am strongly considering canceling my insurance policy unless these prohibitive restrictions are lifted.

Insurer: Figo

By: Logan

June 07, 2023

Million Dogs!

I can't say enough about Healthy Paws and the care they have enabled me to give my dogs! They came through every time. My dogs ended up being pretty high maintenance and there were many expensive hospital and vet bills over there lifespan. The peace of mind is invaluable in knowing that whatever procedure is needed to help your pet, can be given without hesitation knowing that Healthy Paws will be there for you and your pets! That is invaluable!! All of their many Vets know that whatever procedure or treatment they think my dogs need, I would not hesitate to say: "Yes, do it!" They always have to ask anyway. I thank them so much for their kindness and consideration thought all the challenges and especially my Fur Angel's last days.! I just received a condolences card from them that brought the tears flowing again as they are right now in writing this! My dogs are my joy, stress and purpose and as soon as I feel I am ready for more, Healthy Paws will be my first email! God Bless You Healthy Paws! R/Larry

Insurer: Healthy Paws

Veterinarian: Many

By: Larry

Useful
Verified June 07, 2023

It was easy to put my Claim in and all …

It was easy to put my Claim in and all I had to do was follow the instructions.

Insurer: Spot

By: Debra Durden

Verified June 07, 2023

Have not tried yet but super excited

Have not tried yet but super excited

Insurer: ASPCA

By: Skhai Jackson

June 07, 2023

Great staff, straightforward reimbursement, clear website

You do need to take the extra step of reimbursing your bills but the Embrace staff are excellent, the document submission is straightforward, and they have reimbursed everything we've requested without hesitation.

Insurer: Embrace

By: Annise Dobson

June 07, 2023

Nothing like Trupanion

I am so grateful for Trupanion as they have let me give my fur baby Dolce, a male Yorky, who is now almost 13 the best care possible. You never want to think you have to utilize your pet’s insurance however, my baby has had a series of different illnesses. He has suffered three ACL surgeries three perianal adenoma surgeries, collapsed trachea, Cushing’s disease and is such a trooper. Between the veterinary costs, as well as chronic medicine I would have been in debt because I wouldn’t let financial resources stop me from getting Dolce the care he needs regardless. Any time I’ve called and spoke with a representative, I’ve endured the most compassionate, caring people that always make me feel so grateful to be part of the Trupanion family. They have been a game changer in the quality of life for Dolce. The app is so easy to upload receipts, they reach out to the vet if they need any additional information, once you hit your deductible for a disease state minus exam fees they cover 90% of the costs incurred. I have nothing except positive feedback and gratitude for the opportunity they’ve assisted me with in giving Dolce the best chance possible for a great quality of life. He is my whole world, my best friend, my fur baby and part of the family. He appreciates Trupanion, as well!

Insurer: Trupanion

By: Danielle

June 07, 2023

Great Price and Great Service

Spot was really good at making sure my Vizla stayed up to date on all of his preventative care. They reach out with really helpful reminders about submitting claims. Never had an insurance company encourage me to make claims as much as Spot.

Insurer: Spot

By: Jake

Useful
Verified June 07, 2023

Sounds good!Very pleased with information to sign…

Very pleased with information to sign up with Trupanion. Everything was clear and straight forward. Just what I was looking for. Not too expensive and covers what I need.

Insurer: Trupanion

By: Judith Frost

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