154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 01, 2025

Always easy to work with

Always easy to work with. I appreciate the access to in person customer service with agents that speak clearly and can handle their business.

Insurer: Embrace

By: Rick C.

October 01, 2025

Not as good as you think

Although representatives are nice, they are saying my pet’s visit are due to a pre-existing condition. My vet says it isn’t. Why bother with insurance?

Insurer: Embrace

By: customer

October 01, 2025

Easy to submit a claim.

Easy to submit a claim.

Insurer: Embrace

By: Renee Bowman

October 01, 2025

Great experience

First claim with Pets Best was easy and reimbursement was quick. Recommend.

Insurer: Pets Best

Veterinarian: Dr. John's Dog and Cat Repair

By: Robert

Useful
Verified October 01, 2025

Very disappointed at the exclusions

Very disappointed at the exclusions. Failing to pay for all costs associated with my pets emergency is sneaky and unfair.

Insurer: Trupanion

By: Martin

October 01, 2025

Premium doubled in about one year!

Premium doubled in about one year. No letter, just an email that could (and did) end up in the bin. Shame on this company for squeezing pennies out of struggling families in these difficult times.

Insurer: MetLife

By: jean

Useful
October 01, 2025

Technology and Ships

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Insurer: Spot

Veterinarian: MichaelArcaw

By: MichaelArcawMO

Useful
October 01, 2025

Misleading practice

If your let has anything at all age related, they will deny any accidents as pre existing.

Insurer: Pets Best

By: David

Useful
Verified October 01, 2025

Great coverage and service

fast, efficient and great service/coverage

Insurer: Embrace

By: denise

October 01, 2025

This insurance is a nightmare

This insurance is a nightmare. They never payed off their part, always looked for reasons to deny even though I was with them for 2 years since I got my dog as a 7 week old pup. Spent so much energy appealing every decision, involved my vet who wrote letters of explanations. Now I am done. Canceled the subscription and will never go back there again. I do not recommend getting involved with them even though USAA recommends them. Embrace is terrible, the worst!

Insurer: Embrace

By: Dinkleboo

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