154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 03, 2023

If I could I would give this 0 stars

If I could I would give this 0 stars, probably one of the worst pet insurance companies known to man. BE AWARE THEY RIP YOU OFF AND DONT COVER WHAT THEY SAY THEY WILL. We step $450 on an emergency visit for our dog which they say has %80 coverage but we only received 70 dollars. This company is a joke and I feel so sorry for anyone that wastes their money on insurance that doesn’t cover anything but death. I could have used their 50 dollar monthly payment to cover almost the same amount as they did for the visit. So Sad to see such a horrible waste of money! Good luck to anyone that still gives them money, just wait till you have to use the insurance, they’ll do anything they can to not do their jobs.

Insurer: ASPCA

By: Gary

Verified July 03, 2023

A joy to do business with!!!

Friendly and congenial to do business with!!!

Insurer: Trupanion

By: JOSEPH CONNOLLY

July 03, 2023

Good customer service experience

Only kept insurance for 4 months because of pre-existing exclusions for a 10yo dog, but customer service experience was good.

Insurer: Embrace

By: Graham

Verified July 03, 2023

Happy Golden Retriever

I only had pet insurance for a short period on a previous Golden Retriever. I did not think based on prior Golden Retriever’s past history that it was necessary. For some reason on my current (3rd Golden) I decided to get it as a pup. I chose Embrace because I like the various deductible, coinsurance, yearly maximum and also the wellness option. First two years, I only used the wellness benefit. The process to file a claim and get reimbursed was easy and payment fast. Unfortunately, I just had to experience the medical part of plan. Again, efficient! Very glad I chose to get insurance and with Embrace. I am crossing my fingers I will only have to use wellness option in future.

Insurer: Embrace

By: KAY MCGINNIS

July 03, 2023

We have been with Trupanion for 12…

We have been with Trupanion for 12 years with our Aussie Brandi. The care and compassion they showed us for the little issues and especially the bigger issues. Unfortunately, our sweet girl lost her fight with cancer on 6/13/23 and Trupanion was there until the end. I can not express how greatful we were when our vet first mentioned pet insurance. I truly think it is the best investment you can do for your fur baby!

Insurer: Trupanion

By: Sheila Carpene

July 03, 2023

I’ve had a policy since Dec 2022 and…

I’ve had a policy since Dec 2022 and will not renew. Today, 7/3/23, was the first time a claim was approved and , of course, it went to my deductible. My dog was denied for a pre-existing heart condition that was due to a vet saying, during an exam, “I think I hear an irregular heart beat”. The vet followed up with a heart exam (ekg, echo,etc) and said there was nothing wrong with her heart. But Embrace declared a permanent denial of this “so called preexisting condition”. I made a mistake and took her to the vet one day before the policy effective date. Therefore, everything discussed during that visit, ears, eyes, etc. is now a preexisting condition.

Insurer: Embrace

By: Phil A

July 03, 2023

Dependable

We have come to depend on Pets Best to respond and settle all claims in a timely manner and with constructive assistance. They are very thorough in their reviews of claims.

Insurer: Pets Best

By: Robert

July 03, 2023

Solace, Peace of Mind, & Security!

I’ve had Pet Insurance through ManyPets for almost two years now. After one bad experience without insurance that almost destroyed my credit years ago, It’s imperative that I have coverage for my dog. ManyPets is a godsend! I have a co-pay that once it’s met, they reimburse 90% of all expenses that fall under injury/illness and emergencies. I pay about $30/Month and it’s worth every penny. This last claim was reimbursed within 72 hours of the visit at the Vet. The staff is very helpful, and professional! Thank you so much ManyPets!

Insurer: ManyPets

By: Alex Edwards

July 03, 2023

Excellent service!

Excellent service!! Super fast response

Insurer: Trupanion

By: Villy Velez

July 03, 2023

Seven years of great coverage and service

We are very satisfied with Healthy Paws pet insurance. The mobile app makes it super easy to submit a claim and the review/reimbursement process always moves quickly with good communication and responsiveness. I highly recommend and appreciate their efforts for personalized follow up.

Insurer: Healthy Paws

By: Melissa

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