154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,396 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 19, 2023

Love this company...you set up your own…

Love this company...you set up your own policy and get reimbursed for just about everything.

Insurer: Embrace

By: Herb Taylor

Verified July 19, 2023

Spot made this an easy decision.

Easy to navigate website. All the informational you need to obtain is easy to read and locate. Monthly credit card payments. Claim payments are by check or direct deposit. Great customer service as well!

Insurer: Spot

By: Teri

July 19, 2023

Fetch is the best

We have been very pleased with Fetch. Our youngest pup just underwent major surgery and Fetch was prompt and courteous regarding the review and reimbursement of our claims. Highly recommend Fetch Pet Insurance.

Insurer: Fetch

By: Jen Abramowitz

Verified July 19, 2023

Healthy Paws is great!

Healthy Paws is great! We have used them for both of our dogs since they were puppies. They have saved us SO much money for smaller medical issues over the years. Recently, our dog had to have ACL surgery which cost $6000- Healthy Paws covered almost all of it. They also refunded us via direct deposit in 2 days. I am very pregnant, so this was very helpful to get the surgery paid off quickly. Their website is quick and easy to use. They even checked on my dog after the surgery. Would highly suggest!

Insurer: Healthy Paws

By: Kayla Branch

Verified July 19, 2023

The coverage I need for my pet..user…

The coverage I need for my pet..user friendly app plus affordable insurance for my fur baby

Insurer: Spot

By: Joella DeLong

July 19, 2023

Nothing’s covered. Even with Coverage.

My dogs ear infection wasn’t covered because it’s … pre-existing. Still very confused on how that can be and why I’m even paying for this insurance when there’s no coverage 🙃

Insurer: Pets Best

By: T P

Verified July 19, 2023

Just for my Rosy!

Ya'll stepped up when BIVVY closed.... thanks. Better coverage too.

Insurer: Spot

By: Holly

July 19, 2023

Tried to file a claim after months of…

Tried to file a claim after months of paying $100s of dollars and it’s been taking months for them for review the claim, no update even after many emails. My thoughts 100% scam. I even tried to email them to cancel the plan with no word after weeks.

Insurer: Embrace

By: Zuri Zoltan

Verified July 19, 2023

Seems to be good

Seems to be good. My dog has a torn acl , and they are going to reimburse

Insurer: Spot

By: Dd

July 19, 2023

I can't believe I am giving an Insurance Company 5 Stars!

You purchase insurance for the unexpected. The times you can’t predict & the unfathomable expenses that come with them. Whether you go to a breeder or a shelter to find your spirit animal, you know that on average what you’re adopting will pass before you. The breed will come with sickness, accidents, routine care, & more. If you’re an animal lover like me you understood this before you signed on to be a caregiver of a such a beautiful spirit, one of God’s creatures. I paid for insurance for my baby for close to 8 years. She had the top of the line package with $30K maximum life, 10% co-pay, & annual coverage of $435 for dental & routine cosmetic care. This cost $135 month. Those who understand how insurance works know the beginning pays for the end, & that’s when you need it most. It’s also the most humane way to share existence with your animal, no different than yourself. Would you ditch your healthcare for a gun to the head because you got hurt? Why should the one you love be any different? Obviously there are exceptions to this, I understand that, but one of the nicest things my mother, another animal lover like me, said in the end was, “you did everything you could do, & that’s more than the majority of pet owners out there.” Crying on the phone that sentiment brought me peace. In under four months I watched $20K vanish from my account & I don’t regret a penny of it. The folks at @embracepetins were the most empathetic team I could have imagined. Yes, I’m talking about an insurance company. They pre-authorized $9K in 45 minutes in the ER for an MRI. Humans can’t do that! To me, my baby should have the same level of care as I do. Before you say economics, I kept her coverage active through multiple tours of unemployment income. That’s not easy. I cut meals, stoped driving, & more just to make sure she was safe. Right now I feel guilty looking at another animal breed online. If I went to a shelter I’d take all of the cats. I’ll own again one day, & Embrace earned a customer for life. After I pass too, because my will is going to require insurance for the animal if they want my shit. You may not agree with these beliefs, that’s ok, we are not dating. ✝️🇺🇸😿

Insurer: Embrace

Veterinarian: Renee Lewis of Pet Health Hospital

By: Chris

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