154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 28, 2025

I’ve been with this company for almost…14 years

I’ve been with this company for almost 14 years. Over that period The rates have gone up grammatically. The few times that I really needed this company to be there for me They failed miserable. They have more loopholes for not paying out and you could imagine and when they do pay out, it’s a small fraction. You will be so much better off putting half of the money in a bank over the years that you would payed them. And you will have more than enough to cover any emergency. They also drop you at 14 years. They make millions of this scam.

Insurer: Trupanion

By: Kirt Bell

September 28, 2025

I have had Embrace Pet insurance for my Miniature American Shepherd

I have had Embrace Pet insurance for my Miniature American Shepherd since he was 4 moths old. The claim process is easy through their mobile app or their website. If I have any questions I call their customer service and the people are always very helpful. They have walked me through the steps of submitting claims from online providers and phone consultations. I like that they have tiers of coverage that can fit any pet owners budget. The only thing I wish is that the premiums wouldn't continually go up as my guy gets older.

Insurer: Embrace

By: Laurie

Verified September 28, 2025

Claim was processed immediately

Claim was processed immediately. Thankfully we had insurance or the bill would have been a financial burden.

Insurer: Trupanion

By: Christopher

Verified September 28, 2025

Absolutely love spot insurance

Absolutely love spot insurance. When I have questions, I can call and get answers immediately. They helped cover my pets surgery which was amazing. I have already recommended them to so many of my friends with pets. 10 out of 10 recommend.

Insurer: Spot

By: Jay C.

Verified September 28, 2025

Trust, Communication, and Transparency

I couldn’t be more impressed with Spot Dog Insurance! In the industry of pet insurance, SPOT is focused on communication, transparency, and trust. Their reimbursement process is truly seamless and exceeded all my expectations. From the moment I submitted my claim, everything was handled with speed, clarity, and professionalism. The platform is intuitive, the communication is prompt, and I received my reimbursement with pure transparency. It’s rare to find an insurance provider that combines efficiency with genuine honesty, but Spot Dog Insurance does just that. They’ve earned my trust and loyalty, and I highly recommend them to any pet parent looking for peace of mind and top-tier service.

Insurer: Spot

By: Craig Moniz

Verified September 28, 2025

I spoke with Rebecca and she was very…

I spoke with Rebecca and she was very honest and helpful with all my questions and concerns.

Insurer: Prudent Pet

By: marklittlefieldgmail.com

Verified September 27, 2025

Annual Cost Plus Out of Pocket not Worth it to…

The price of the policy as compared to the coverage just doesn’t seem feasible. Paying this much for pet insurance and then still having to come out of pocket for more than half of the visits, doesn’t make sense. Once my policy is up I’ll likely go back to paying out of pocket.

Insurer: Spot

By: Ma Am

September 27, 2025

The processing of claim took awhile and…

The processing of claim took awhile and that the refund did not arrive on time, until now it hasn’t push through my bank account.

Insurer: Pets Best

By: Regina Paredes

September 27, 2025

Horrible

Horrible. Would not cover a single penny of the expenses for my dog's cancer treatments for the most ridiculous reasons. Stay clear of this place!

Insurer: Embrace

By: Robert Worley

Verified September 27, 2025

Everyone is so kind and helpful

Everyone is so kind and helpful. They are so concerned about not only your pet but the owner’s wellbeing as well. They also call the next day to check in on your pet. That is awesome.

Insurer: Spot

By: customer

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