154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 24, 2023

I must say I am extremely disappointed…

I must say I am extremely disappointed with the service I received. I submitted my SOAP notes and invoice, but unfortunately, my experience has been far from satisfactory. It has been over a month now, and I am still facing issues with the claims process. Initially, I provided all the necessary documents as requested, but the they keep asking for additional document without providing clear guidance on what is missing. This lack of clarity has left me feeling frustrated and helpless as I don't know what else to submit. To make matters worse, the customer service representatives have been unhelpful and seem disinterested in resolving my concerns. They repeatedly assure me that they will contact the claim department, but I have yet to see any tangible progress. At this point, I am seriously questioning whether the effort and time I have invested in this process are worth it. The whole experience has been arduous and has left me feeling let down.

Insurer: Fetch Canada

By: Fanny Hui

Verified July 24, 2023

Pumpkin is a must for my two Aussies!

I love Pumpkin and have it for both of my Aussies. I submit claims for their annual examine and payment goes directly to my bank account

Insurer: Pumpkin

By: Dawn Patrick

July 24, 2023

PetsBest is the perfect name for this insurance co.

Hi. I love PetsBest! Never have I ever had an issue with a claim being paid. If a claim is taking longer than expected, they always send me an email letting me know they're working on it and if they still need medical records from the vet or any other document needed to finish a claim. When I call on the phone, they are always cheerful and want to help me. I really appreciate that very much. Just as how I came to know PetsBest, from a friend's referral, I highly recommend PetsBest to all my friends and family

Insurer: Pets Best

By: Debra Stecklein

Verified July 24, 2023

Great experience

Very easy to apply

Insurer: ASPCA

By: Lynn Scheidt

Verified July 24, 2023

Fast claims processed.

Fast claims processed.

Insurer: Pumpkin

By: DIANE

Verified July 24, 2023

The rep explained everything really…

The rep explained everything really well and made me feel like she cared.

Insurer: Trupanion

By: Alyssa Barker

Verified July 24, 2023

The website is very easy to use

The website is very easy to use. Spot Pet Insurance responds quickly to claims. We feel better knowing that we have Insurance for our dog incase we ever need to use it. Thank you!

Insurer: Spot

By: Tracey

July 24, 2023

Awful

Awful - I’d give them no stars if I could. Cancelled policy and demanding my money back.

Insurer: Embrace

By: Consumer

Verified July 24, 2023

Great coverage!

Great coverage! My cat had an issue and Embrace was super fast and helpful!

Insurer: Embrace

By: Peter J. Fenimore

July 24, 2023

10/10 reccomend

Trupanion was amazing to me and my 4 month old German Shepard/Collie Rough mix pup! My sister works as a Vet Tech at an ER and suggested it to me. I got him enrolled at around 3 months so he had 0 pre-existing conditions. Its DEFINTELY best to get them enrolled as young as possible!! Yesterday was a nightmare and I took my pup to the doctor because he was having diarrhea and vomit. (Mind you he had just been for a routine visit 3 days prior and for some booster vaccines) What we thought was a one-time diarrhea episode started getting worse and I took him to the ER. Turns out he had a parasite (Gardia), pineal infection, & ingested a foreign object! I was so overwhelmed when the Vet came back with all of this terrible news. I consider myself to be a really great dog mom and I had addressed his penis discharge with the doctor 3 days prior and she said it was ''normal'' and nothing to worry about. Now the ingested fabric took me by surprise because he doesn't have much access to much in his area but it ended up being one of his rope toys. SO there I was, had taken him in for 1 worry and ended up finding out about ALL these other things & he ended up having to have exploratory surgery THAT day. If it wasnt for TRUPANION I dont know WHAT I would've done. He is on the 85% coverage which costs about $100 a month. I will probably increase it to 90. But Overall Trupanion covered 3k and I covered the rest, which was only about $600 including the exam fee. But they covered all X-Rays, Diagnostic tests, medications and hospital stays as promised with my coverage! I will now advise ANYONE to get this insurance, esp if they have a young animal. I also have it for my kitten. & unlike other insurances. Trupanion paid the vet at check-out. They run your policy # & then let you know what they can cover and by the time you check-out they have paid their portion and all you do is pay yours. It is so easy, simple, and stress free.

Insurer: Trupanion

By: Alexandria Marcellus

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