154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 14, 2023

This company will falsely deny a claim

This company will falsely deny a claim. For example, my dog was ill two months after the insurance had been purchased and they denied the claim saying it was within the 14 day waiting period. This was incorrect. But there is no way to dispute the denial and customer service just completely ignores my emails. They are in it for the money and deny claims without even looking at them. Additionally, I got this insurance for a rescue because they cover behavioral vet visits, but those were all denied because it was “pre-existing”. Of course it was - he’s a rescue ASPCA! Talk about not fulfilling your own mission. So now I have thousands of dollars in denied claims and a useless insurance policy that I pay premiums on.

Insurer: ASPCA

By: Darlene K. Bos

Verified September 14, 2023

The knowledge of a representative that…

The knowledge of a representative that answered the phone

Insurer: Spot

By: Katherine Cresswell

Verified September 14, 2023

Great pet insurance

Communication is very good. Payments are timely and very easy to submit a claim.

Insurer: ASPCA

By: Elaine Mandato

Verified September 14, 2023

Straightforward and Simple

Spot pet insurance made it simple and straightforward to get insurance for our car. The prices are good considering that we chose a high reimbursement and low deductible with the gold prevention care package.

Insurer: Spot

By: Paul

Verified September 14, 2023

I have not had to use the service yet but…

I have not had to use the service yet, thankfully. However, I am pleased to have the service offered. I was enrolled with another pet insurance company but that is dependent on me staying with that employer. I like the convenience of knowing that my pet will always have insurance even if I change jobs.

Insurer: ASPCA

By: JD Graham

Verified September 14, 2023

Very easy to select the best plan for…

Very easy to select the best plan for my cat. I only wanted the basic coverage and I was pleased to find it easy to enroll.

Insurer: ASPCA

By: Kathleen Banfield

Verified September 14, 2023

Easy to submit claim.

Easy to submit claim.

Insurer: ASPCA

By: customer

Verified September 14, 2023

Best rates and services

User friendly website. I searched pet insurance for a few months before deciding on ASPCA. They were also recommended by my veterinary team.

Insurer: ASPCA

By: Reshawn Cameron

Verified September 14, 2023

Fast and easy

Pretty self explanatory and easy to use.

Insurer: Trupanion

By: Becky

Verified September 14, 2023

Absolutely terrific service

Absolutely terrific service. Fast response to claims. Highly recommend Embrace!

Insurer: Embrace

By: Joe Hickey

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