154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 05, 2023

They are always professional

They are always professional, knowledgeable and easy to deal with.

Insurer: Embrace

By: John

Verified September 04, 2023

I’ve been trying to upload my first…

I’ve been trying to upload my first claim for three days. All it says is “please wait”. Everything else on the app is self explanatory and user friendly. If this is how it is going to be to try to make a claim I feel it will be short lived for me.

Insurer: Spot

By: Cheryl Harper

September 04, 2023

Filing a claim is tedious and…

Filing a claim is tedious and redundant. I was required to fill in the blanks for all the information that is already provided on the uploaded invoice. The possible answers provided (to choose from) are lacking all possibilities. This is confusing. For example...Is this your final invoice? well no the dog has a follow up to be sure the treatment worked and it may be a chronic condition or this may be finished....nobody knows yet. I may not be covered for much in this invoice but am submitting it because it goes towards my deductible if this turns out to be a chronic or ongoing problem for her. All my other animals are insured with a different company and it is so simple to file a claim with them. I keep this one with Trupanion because she has been on this since I got her 6 years ago. If it is a smaller amount, I will just pay it and not file an invoice because it is too much trouble to file a claim.

Insurer: Trupanion

By: cecilia

Verified September 04, 2023

On line claim made it easy

On line claim made it easy. Processing was quick

Insurer: Embrace

By: Cindy Andrist

Verified September 04, 2023

My experience was really great.

My experience was really great.

Insurer: ASPCA

By: Ana Vega

September 04, 2023

Finally

Finally, easy to use online app! Thanks.

Insurer: Embrace

By: vam

Verified September 04, 2023

I keep having to track down the vets…

I keep having to track down the vets for medical records and I wish the Embrace representatives were more proactive with following up and asking for what they need.

Insurer: Embrace

By: Wesley Barry

September 04, 2023

I would recommend this pet insurance company

I would like to say in my 4 years of using Embrace Pet Insurance, I have been happy with the coverage and the ease of submitting a claim. Whenever I've had to call with questions, I have gotten a very nice dog-loving human on the phone. I have already recommended Embrace Pet Insurance to multiple friends.

Insurer: Embrace

By: TAK

September 04, 2023

Our Golden Doodle’s health insurance.

Our golden doodle Cooper has Trupanion for his health insurance since puppyhood. Every time with the exception of once when it was a preexisting health issue, Trupanion has reimbursed our insurance claims in a timely fashion. We are quite satisfied with our decision to have Trupanion as our fur baby’s insurance.

Insurer: Trupanion

By: Michael Maron

September 04, 2023

I just purchased this insurance trough…costco

I just purchased this insurance trough Costco and since I have never had a dog insurance is bottom line ridiculous. Another way of legally scammed people what's the point of paying for insurance if you have to pay first and then submit the bill to them to get reimbursed that's if your vet even does anything at all which in my case they have not done anything at all figo said they email them three times. I call them one time the office manager and she said she will submit the information back to figo which obviously it has not been done. With kaiser insurance e health plan for people you are paying just as you are paying for this dog insurance buy the difference is you don't have to pay anything to get the help you need and then get reimbursed this scenario will only happen if you are out of the contry. I thought figo was a good insurance company 🤔 because of costco recommended but it turns out is just another scammed. As soon is am back in the states and finish this none sense I will cancel and maybe look for another company or just pay out of pocket since is what I had to do in the first place and the purpose of having insurance is just a joke. I dont recommend Figo.

Insurer: Figo

By: Alfredo Munoz

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