154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 05, 2023

Class act.

Most efficient claim submission and prompt and accurate processing. Bar none.

Insurer: Pets Best

By: ss arthur

Verified September 05, 2023

The reimbursement turned around

I would say the dislike of what I have is the turnaround for reimbursements?.

Insurer: ASPCA

By: Emily Wyman

September 05, 2023

TOOK ME ABOUT ONE MINUTE OR LESS

ARIANNE SHEERAN ...SHE HELPED ME GET SET UP ...IT WAS SO VERY SIMPLE...ULTRA-FAST AND EASY AND SHE WAS SO VERY KIND...GREAT WORKER: SHE WAS ALSO WARM AND SWEET....PERFECT EXPERIENCE.

Insurer: Fetch

By: karen pastore

September 05, 2023

I have been reluctant to write a…

I have been reluctant to write a review, but feel that I need to let other pet parents know about my consistent experiences. I am beyond frustrated. The biggest frustration is that what ASPCA states that they will claim is often denied. One example (of many), an RX food used to treat a medical condition (not a general maintenance) is CLEARLY laid out in my plan, but is denied when I submit. Today I’m told that it needs to be an RX medication food- even though that is nowhere in the policy. My internal medicine vet wrote a long letter explaining how this is a specific treatment, and it is still denied. It is a constant struggle to have ASPCA cover what is clearly listed in the policy, and when you submit an appeal, it further delays ALL processing. The normal processing times exceed a month when there are no extenuating circumstances. I get frequent standard emails apologizing for the long delays, with ASPCA acknowledging the severe delays. I just called about claims and the customer service rep was adamant they process claims in 7-10 business days, essentially telling me that he knew better about processing times instead of my actual experience and the acknowledgement from ASPCA via email apology. The the past few months, every time I call I’m given a different answer to the same question. This is beyond frustrating and I am considering canceling my plan so I can give my dog the best care without the hassle and frustration every month. I hope other pet parents seriously consider these experiences.

Insurer: ASPCA

By: Shannon

Verified September 05, 2023

I love how cheap and affordable this…

I love how cheap and affordable this pet insurance is and knowing my babies are covered for literally anything make me feel ten times better

Insurer: Spot

By: Samantha Westfall

Verified September 05, 2023

VERY GREAT PEOPLE

VERY GREAT PEOPLE

Insurer: Trupanion

By: Pamela Hersey

September 05, 2023

Bamboozeled After 20 years of good service the…

After 20 years of good service the ASPCA has started harassing and delaying, in order to deny legitimate claims. The Hartford Group is reviewing claims and helping the ASPCA to deny claims. Dont buy this insurance or you will be bamboozled.

Insurer: ASPCA

By: JM Foster

September 05, 2023

I went with Embrace Pet Insurance…

I went with Embrace Pet Insurance because they had one of the best premiums and coverage. However, it is a different story when you try to put in a claim. For one, they were supposed to be done with the pet history search but they never did. So all my claims were on hold. If they cannot finish the pet history search, what can I do? This company was a waste of time and money. I got nothing back from them and was glad to switch to a less-hassle pet insurance company. Update and reply to Embrace Pet Insurance: How long does it take to complete the pet history report? I was with Embrace Pet Insurance for almost one year. All my claims are still on hold. Unacceptable level of service.

Insurer: Embrace

By: Kyle T

Verified September 05, 2023

My puppy chewed on a Sago Palm seed…

My puppy chewed on a Sago Palm seed which could of been fatal. I rushed her to the ER and the induced vomiting and gave fluids and Charcoal. She had to go back for three blood test to make sure Kidneys were good. I did worry to much about the all of this because I knew I had Embrace and they would stand behind a poisoning like this. And sure enough with in a week I had money in my account for their portion of it which helped pay off the CC I had to put the charges on. This was the first time I had to use them and all I can say is I am so glad I got Embrace Ins. when my pup was only 10 weeks old. Thank you Embrace for making a very stressful time a little less stressful.

Insurer: Embrace

By: Rhonda Cagle

September 05, 2023

Big Scam - Don’t Buy

My daughter has their insurance and filed a claim for a simple dog injury that required gluing and meds. They have asked for an incredible amount of documentation and months later still have not paid a $300 claim. Big scam!!!! Don’t purchase this insurance.

Insurer: Fetch Canada

By: sandra schulthies

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