154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 25, 2023

The turnaround time for reimbursement…

The turnaround time for reimbursement was less than a week. Very impressed.

Insurer: Pets Best

By: Pam

Verified October 25, 2023

They make the entire process very…

They make the entire process very smooth. Have referred several people.

Insurer: Spot

By: Kathy Upton

October 25, 2023

Paying $1000 for two dogs and getting a…

Paying $1000 for two dogs and getting a combined total of $200 back from insurance is getting really old. Every time I call in I get the run around “oh you met your wellness maximum” it was for illness. “Whats that? Oh yes that maximum…” getting ready to switch to a new insurance company.

Insurer: Pets Best

By: lrt

Verified October 25, 2023

Dan the representative made me feel…

Dan the representative made me feel like he really cared and enjoyed speaking with me about our new puppy. Very helpful and explained all about the insurance.

Insurer: Trupanion

By: Pat Neal

Verified October 25, 2023

Easy to work with

Very easy app to use and they deliver on all of their promises.

Insurer: Spot

By: Robert MacIntyre

Verified October 25, 2023

Filled out on line application

Filled out on line application, went through payment, and received emails warning not covered yet but thought that just meant waiting period hadn't ended yet. Luckily nothing has happened, but was frustrating to find out dog wasn't covered the whole time I thought he was.

Insurer: Trupanion

By: customer

Verified October 25, 2023

Spot insurance was easy to work with…

Spot insurance was easy to work with and prompt processing my claim. I have recommended spot to friends.

Insurer: Spot

By: Mary Brant

Verified October 25, 2023

Always Prompt and Great coverage

Always Prompt and Great coverage

Insurer: Spot

By: Lisa-Wilmington,NC

Verified October 25, 2023

Claim was processed in a very expedient…

Claim was processed in a very expedient manner. Extremely pleased with the service provided

Insurer: Spot

By: Mary Thaxton

October 25, 2023

Real Coverage Less than Advertised

First time claim for one of my cats was a big surprise in terms of what I expected in coverage and what I received. By the time Trupanion had deducted costs that did not apply, including the anticipated deductible, examination and food costs, I was paid $258 dollars on a $740 claim, about $100 less than my estimate. The response time was much faster than the small claim for another cat. However, this has me questioning the coverage I would receive for a claim in thousands of dollars.

Insurer: Trupanion Canada

By: Lynn

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