154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 24, 2023

Spot is the best!

Spot Pet Insurance was the best decision when getting two new puppies! Claims are always processed very quickly and customer service is always very helpful!

Insurer: Spot

By: Braeden

Verified October 24, 2023

Efficiency and ease of Claims.

Efficiency and ease of submitting claims and getting reimbursements directly to my checking account.

Insurer: Spot

By: Speech Therapist

October 24, 2023

Great Insurance

Had a late night emergency with a follow up appointment the next day with our vet. Easy to file the claim. They notified me that they needed further information from both places due to the invoices not having enough information on the diagnosis. It took about 6 weeks to get my payment from them which I feel is not unreasonable. Highly recommend if you have a high energy working line breed. The cost of this one claimed covered the cost of his and his sisters yearly premium for this year.

Insurer: Pets Best

Veterinarian: EVCC and Vale Park Animal Hospital

By: Shannan

Useful
October 24, 2023

Love Fetch-Hate Extreme Premium Increases as Pets Age

I have been a client of Fetch (fka Pet Plan) for years and through 6 pets. Fetch has always paid claims with no questions asked or tried to finagle out of veterinary charges or argue a treatment wasn't necessary. The claims process is simple and easy. They have improved how deductibles work from the old days. The only complaint I have is the exorbitant charges they level as your pets age. I understand that this is a business, however, feeling like you are being kicked out of the "program" that you have remained with and that has been with you to care for your pets is not a good feeling. I can't figure out if they exponentially increase the premiums on purpose to encourage clients to drop out of the program because they find them too big a risk or if that is just their premium model but it leaves you feeling like this partner you had is basically price gouging you when you have been loyally paying premiums for years. Again, I understand it is a business and I am grateful to be able to have access to pet insurance but the premiums past age 10 or so insane that it leaves you in a gap where the premiums are so expensive and dropping the coverage would be risky because your pet isn't quite old enough where expensive care or treatment options may still be warranted. It is the only part of Fetch that has had me looking at other providers and, maybe I'll find it is the same or the benefits during the younger years are not as good. I do not yet know.

Insurer: Fetch

By: Laurie Bergstresser

Verified October 24, 2023

Easy to use and sign up.

Easy to use and sign up.

Insurer: ASPCA

By: Lea labor

Verified October 24, 2023

I couldn’t be happier with ASPCA.

I couldn’t be happier with ASPCA.

Insurer: ASPCA

By: Irene Boyns

October 24, 2023

A Lifesaver for Our Beloved Riggins: Healthy Paws Pet Insurance Review

We are incredibly grateful to have Healthy Paws pet insurance for our beloved canine companion, Riggins. When Riggins ate another random object we were faced with the daunting prospect of life-saving surgery. The recommended procedure was not only emotionally challenging but came with a substantial financial burden that we weren't prepared for. The cost was overwhelming, and without Healthy Paws, we would have been forced to make a heartbreaking decision. Having Healthy Paws pet insurance, however, changed the game entirely. This remarkable insurance provider covered a significant portion of the surgical expenses, alleviating the financial stress and allowing us to give Riggins the best chance at a healthy, happy life. The peace of mind that came with knowing we could proceed with the surgery without the worry of crippling costs was invaluable. The claim process was straightforward and efficient, and Healthy Paws processed our claims promptly, making an already challenging time a little less stressful. We were reimbursed quickly, which was a significant relief, as we could then focus on Riggins' recovery rather than financial concerns. Healthy Paws' coverage isn't just about the financial aspect; it's about the sense of security and the ability to provide the best care for our furry family members. Their commitment to animal health and well-being is evident through their policies, and we genuinely appreciate that they prioritize our pets' welfare. In retrospect, we can confidently say that Healthy Paws is the best pet care product we have ever purchased. It's not just an insurance policy; it's a lifeline for pet owners who would do anything to ensure their animals receive the best possible care. Thanks to Healthy Paws, Riggins is now a happy and healthy dog, and we are eternally grateful. If you're a pet owner, we highly recommend Healthy Paws pet insurance. It's an investment in your pet's future and well-being, and it allows you to make life-saving decisions without the crippling fear of financial constraints. For us, Healthy Paws is more than insurance; it's a promise of continued love, care, and protection for our furry family members.

Insurer: Healthy Paws

By: Amanda

Useful
Verified October 24, 2023

Starting the plan

Nice easy application to become a member and get quote etc

Insurer: ASPCA

By: Sarah Haviland-Moir

Verified October 24, 2023

Love ASCPA

ASCPA Insurance made the process of purchasing pet insurance easy. Website was very easy to use and easy to understand.

Insurer: ASPCA

By: TB

October 24, 2023

Trupanion a bad deal

My dog had had a dental procedure 6 years ago with another company. This year he had to have another, and now they say that since he once had a dental procedure they don't need to cover new issues with teeth. That would be like having a car fixed from a scratch and having the car hit in the same spot 6 years later and having the company deny the claim. Don't waste your money. They keep saying this was a preexisting condition. It was not. I feel cheated

Insurer: Trupanion

By: Lisa Kilgore

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