154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 04, 2023

Very quick turn around on reviewing

Very quick turn around on reviewing, approving and reimbursing submitted claims

Insurer: Pets Best

By: Pamela Webber

Verified November 04, 2023

They are great they really help my dog

They are great they really help my dog

Insurer: Spot

By: Bradlee Cook

November 04, 2023

Fetch is amazing!!

I have a very accident prone lab who this year alone has cost me $10,000 in miscellaneous that bills. Fetch has been completely hassle free, has approved all of my submissions without question, and gives me peace of mind knowing I can get my dog, the proper care he needs, without worrying about the cost. I highly recommend fetch!!

Insurer: Fetch Canada

By: Shelby Wright

Verified November 04, 2023

Spot Pet insurance is a life saver…

Spot Pet insurance has been a life saver literally. I was able to provide the medical care my puppy required knowing that Spot would cover with no issues.

Insurer: Spot

By: Jay Gee

November 04, 2023

Don't give a policy if you're not going to let your customers use it.

Happy to charge us for a policy for our cat while simultaneously denying any future claims due to a "lack of medical history" since we were out of the country for two years. Don't give a policy if you're not going to let your customers use it.

Insurer: Embrace

By: Customer

Verified November 04, 2023

Mixed Review on Claim Reimbursement

Claims are easy to file. Routine care reimbursement is easy. Medical claim reimbursement is NOT. - Currently dealing with a small medical claim, less than $400. They're asking for vet records going back to 2022. This dog wasn't born until June 2023.

Insurer: Spot

By: Jennifer

November 04, 2023

Thrilled I've Got Fetch

I am so thrilled first, that I got pet insurance, and second - that I picked Fetch. Very easy to understand and straightforward. Response time has been pretty good as well! You receive frequent updates on claims and explanations on results. You can also pull up records even after a claim has been settled. Both of dogs came down with pneumonia this fall that would have been thousands in expenses with no recoup. Thanks to Fetch, that's not the case!

Insurer: Fetch

By: Pam Jahnke

November 04, 2023

Very disappointed with the service

Very disappointed with the service. I was with Fetch over 3 years and never submitted a claim. I have three animals with them paying over 2k annually for their premiums. In three years I’ve ONLY received $150 in total. My dogs had to get an extraction on their teeth and Fetch denied their claims as my dogs don’t go to the vet annually as its stated in some small fine print. My dogs are healthy and I wasn’t aware that they still need to get annual checkups. VERY DISAPPOINTED!!

Insurer: Fetch

By: L A

November 04, 2023

Simple and straightforward process for claims

Submitting claims is super easy and the follow up communication until we received our reimbursement kept us updated with the process.

Insurer: Fetch Canada

By: Lori Chang-Shivji

November 04, 2023

Getting better

Waited for auto deposit get set up but it took too long my claim became denied. Processing times are horrible.

Insurer: Fetch Canada

By: Andy

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