154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 22, 2023

Easy

So easy to use and refund comes so quickly. Have called customer service and have had great experiences. Really am liking the peace of mind!

Insurer: Spot

By: Patricia Kirk

November 22, 2023

Worth it!

I was able to pay for my dog's treatment knowing that I'd get reimbursed through Embrace. I was nervous about submitting claims, like, maybe it would be tricky or somehow his treatment wouldn't have been covered, but it was so easy! And I was so amazed at how quickly I was reimbursed. I tell everyone that they should get their pets insured before something bad happens. It really is a lifesaver, in every sense of the word.

Insurer: Embrace

By: Shelby N Acosta

November 22, 2023

I absolutely love Embrace

I absolutely love Embrace. You put in a clam and a few days you have you refund. They are always professional.and knowledgeable. Always willing to help

Insurer: Embrace

By: Millie Chauncey

Verified November 22, 2023

I bought pet insurance for a new puppy.

I had a great experience, thank you so much for all your help.

Insurer: ASPCA

By: CAROLYN CRUTCHER

November 22, 2023

I used to reimbursed within a week and…

I used to reimbursed within a week and now it takes month until the approve the claim and then another week until I actually get the money refunded.

Insurer: Pets Best

By: Melanie

Verified November 22, 2023

Reliable Service

Fast, efficient and reliable service every time. No matter if the claim is submitted at the vet clinic or I submit an invoice, it’s always processed in a timely manner. The rates may be somewhat high, but I have NEVER had an issue with claim submission. Read the terms of your policy to know what’s covered-easy peasy!!

Insurer: Trupanion Canada

Veterinarian: Baccalieu Trail Animal Hospital

By: Sherry

Useful
Verified November 22, 2023

Really great experience so far no…

Really great experience so far no issues!

Insurer: Spot

By: Zahraa Al Tuhafi

Verified November 22, 2023

Easy to submit a claim and…

Easy to submit a claim and reimbursement is relatively quick especially when it's electronically deposited.

Insurer: Spot

By: Michele Murphy

Verified November 22, 2023

Very easy to enroll

Easy and price is better than other pet insurance

Insurer: ASPCA

By: Lucy lam

November 22, 2023

I wish I could give them a zero!

I wish I could give them a zero!! Misleading and scamming! I am super pissed off! I chose the best plan to give my self a piece of mind as I am super attached to my pup. She is the only one i have here in the states. My pup had an accident while moving on the stairs and she started limping. My pup is registered with a "low cost vet hospital" called pets in need of greater cincinnati. but as I did the insurance i went to one of the vet clinics "trupanion" had direct pay with to save my money. When checking out, trupanion rejected the claim! Every time they gave different excuse. The employee said bcz its not an accident! I said how! i can show you all her vet records she was never diagnosed with any problem related to her joints! I said Can i talk to the manager! she said that will not change the outcoome. I insisted on talking to the manager who was the rudest person ever. she doesnt qualify to be a manager. she said your policy doesnt cover this! i said when i went over my policy over the recorded line with your employee, he told me it does cover accidents 5 days post initiation of the plan. she said yes but it doesnt cover patella! i said wow! first i wasnt informed second isnt this an accident and emergency ? she said u should have read the terms! they cheated me and misled me over the fone and she said u should have read! I waas screwed with 500$ charges in the vet (thats the diagnostics) which i could have made with less than 100$ in pets in need. As i explained this to the manager, she didnt care and she was rude. Shame on you. Never recommend this. scammers! God will see!

Insurer: Trupanion

By: Mohamad Abi Nassif

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