154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 10, 2024

scam stY away

there service writers and insurence is a joke my horse had dental work sent them xrays and sent them break down of medical records for a year. the break down was not good enough they said they wanted all hand written notes things that would take over hour to get they said they ask vet three times vet said they sent to them so they denied claim. then 2 months later did another claim same horse and once again they asked for year worth of medical record which they recieved 2 months ago. they make a point to harrass your vet so they stop dealing with them and they deny your claims but these thief will take your money Sent from my Verizon, Samsung Galaxy smartphone

Insurer: ASPCA

By: Rick Miller

Verified January 10, 2024

Cannot get a penny for reimbursement as…

Cannot get a penny for reimbursement as it should be per Figo’s policy. The Figo people that I called lying that they contact the vet for verification but didn’t get Vet’s office answer. I talked to the Vet’s office, no body call them from Figo. These were just for 75.00 of teeth cleaning and 50.00 of vaccinations. Imagine when your bill is thousands dollars…. Figo is nothing but a scam.

Insurer: Figo

By: Ha Nguyen

January 10, 2024

Could not be happier with Healthy Paws

I have had Healthy Paws for over 5 years for my 3 dogs and I recommend them to everyone I can with pets. It is almost too easy to submit claims, and they are SO quick to reimburse us every single time. Today, they outdid themselves, and completed my claim only 3 hours after I submitted it. I have a 6 year old, a 5 year old and a 1 year old, and I cannot express how nice it is to never have to worry about vet bills for them. Thank you Healthy Paws!

Insurer: Healthy Paws

By: sierra

January 10, 2024

Healthy Paws Insurance is a must have for your Pet

Healthy Paws Pet Insurance is the best investment you can make to insure the best care of your beloved pet. Adopted my dog Luke when he was 6 months old and immediately got this insurance in 2017, and it has been a life saver. Luke ended up with allergies and the medication is $180.00 a month, I send the invoice to Healthy Paws and get reimbursed for 90% within 2-3 days. He has had multiple surgeries that have also been covered at 90%, saving me thousands of dollars. Their customer service is the most caring, kind, professional I have ever encountered. I have referred many friends and family to Healthy Paws, and they tell me if not for this insurance it would have been so stressful and devastating, emotionally and financially, had they had ignored the importance of getting this coverage for their pets. So, do you and your pet a life changing favor and call Healthy Paws now!

Insurer: Healthy Paws

By: Jennifer

January 09, 2024

Claim Submission made Simple

Truly simple process for submitting claims. Very satisfied to date

Insurer: Embrace

By: Marta Miranda

January 09, 2024

Fetch…Great experience

I called and spoke to Mindy for help processing a claim for my dog Stacks. She fixed the issue I was having and we got it entered into the system. She figured out there was some kind of glitch in the system. She was also going to refer the problem to the proper department to fix the glitch. I stayed to take the survey, but it kept asking me to press 1 to accept the questions. I did that 3 times and then it said thank you for participating.I never got to answer the questions and 1 is the worst rating, so I wanted to make sure that the 1 wasn’t what registered because her service was great! Later I called back and spoke to Emmalee. She was also very helpful and pleasant. We discussed the survey and a couple more problems I had after speaking to Mindy. She agreed to refer it to the necessary departments to fix the issues/glitches. I appreciate both their help very much!

Insurer: Fetch

By: Barbara Bautista

Verified January 09, 2024

Easy to submit claims

Easy to submit claims. Fast processing. Great customer service :)

Insurer: Spot

By: Astrid Kuhn

Verified January 09, 2024

They made setting up the account a…

They made setting up the account a breeze and they made it even easier to submit a claim. My claim was processed and approved a lot faster than I was expecting. I plan on keeping Spot as my pet insurance for years to come!

Insurer: Spot

By: Payton Fisher

Verified January 09, 2024

This is my first timing using ASPCA

This is my first timing using ASPCA. I normally use Nationwide. Took my new puppy to the vet for a booster and wellness visit and was reimbursed for some of the visit which is what I expected. Only complaint is it takes about 2 weeks turn around time from submitting claim. Nationwide was a lit faster. So far I'm impressed and glad I chose ASPCA for my new little guy

Insurer: ASPCA

By: Melissa Montgomery

January 09, 2024

My experience with Laura was one that…

My experience with Laura was one that every one should experience. She was very caring, pleasant to speak with, professional, efficient and effective. I am recovering through surgery and she helped me getting things processed so I didn’t pass the time limit required for reimbursements of my claims. She contacted my vet to support what may be needed so I can focus on my recovery. I’ve been with Fetch for quite sometime and they are wonderful. Not only do they care about your pets health but they care about the pets parents to make sure they are meeting their needs in support of their pets. They really do care. I’ve gone through other matters and have experienced incredible support. This company is more than providing insurance for your pet. Thank you. With much gratitude. Abigail Colon Molly’s Mom.

Insurer: Fetch

By: Abigail Colon

Compare top pet insurance providers plans.