154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 05, 2024

Easy and fast claim processing.

Easy and fast claim processing.

Insurer: Spot

By: Mark Randle

Verified January 05, 2024

I’ve been with Figo for over three…

I’ve been with Figo for over three years now and I have been very happy and I always get my payment very quickly.

Insurer: Figo

By: customer

Verified January 05, 2024

Embrace app is very user friendly

Embrace app is very user friendly Easy to file a claim Quick response Quick reimbursement

Insurer: Embrace

By: Lainee Katzenberg

January 05, 2024

Amazing customer service from Ann at Fetch

I called today as unfortunately I had to cancel my insurance as I recently had my pet euthanized. I talked to Ann on the phone and she was the nicest, most understanding person. Not only did she help me with canceling my insurance, she provided me updates on all my outstanding claims, answered all my questions and took the time to listen to stories about my dog. One of the best calls I have ever experienced. Ann needs to be commended. Also, I highly recommend Fetch Insurance as it saved me thousands of dollars in vet bills and enabled me to spend another 3 months with my little dachshund.

Insurer: Fetch

By: Bob B.

Verified January 05, 2024

It was very easy to submit a claim

It was very easy to submit a claim. The claim was processed and completed in just a few days.

Insurer: Spot

By: Roy Garrett

January 05, 2024

Do NOT waste your money on this…

Do NOT waste your money on this company! They are not offering pet insurance and will inadvertently raise your rates exponentially at their whim! I agreed to the terms of $180.78 per month which is high for pet insurance then they raised my rate to $248.41 without my consent or my approval. That would be $248.41 X 12 = $2980.92 PER YEAR! Yes that is correct $2980.92 PER YEAR! This is NOT insurance of any kind, this is a pre-pay program in the event your pet needs veterinary care which could take years for your pet to need any care and by that time you would had paid for that service 2 to 3 times more. And here's the big KICKER: My deductible was $750.00, WOW! This company has been ripping folks off for a LONG time and calling themselves an insurance company. Can you imagine not signing off of your home, car or auto insurance increases and having those companies hiding behind the fine print???? This company has no integrity and has little to no business acumen. They are simply put just another rip off company!!!!

Insurer: Trupanion Canada

By: Karyn Sparkes

January 05, 2024

First time having pet insurance and I…

First time having pet insurance and I am very pleased. Was recommended by my vet at Desert Ark in Phoenix and could not be happier. Thank you 🙏

Insurer: Pets Best

By: Trevor

Verified January 05, 2024

Reliable Coverage, Fast Reimbursement

We enrolled Sandi in Healthy Paws Pet Insurance when she was 10 months old. Since her enrollment, she suffered a leg injury, a lost toe nail, infected throat, and a bladder problem. Reimbursement for the first claim took a day or two longer given the need to review her medical file to rule out pre-existing conditions. After the initial claim, the remaining reimbursements arrived within a day or two of filing the claim. I am so impressed with the service we received from Healthy Paws. Acknowledgement of claims and receipts were immediate, and reimbursements were fast. They even followed up to see how Sandi was doing after her treatments. I highly recommend Healthy Paws for anyone seeking pet insurance.

Insurer: Healthy Paws

By: Kathleen G.

January 05, 2024

Was told they cover everything except…

Was told they cover everything except wellness, preventive and vaccines.......after signing up and having claims for sick kitten with diarrhea, they said they don't cover exams (even for illness), rechecks or followups.......big difference between sales pitch and actual coverage!! Cancelled!!!!

Insurer: Trupanion

By: Sally

January 05, 2024

You have a deductible just like any…

You have a deductible just like any other insurance. (Which is understandable) Plus, they charge you 10% (coinsuranse?)of the amount you are claiming, so they end up paying you about a quarter of every claim. It takes them forever to process a claim that they will reimburse, but it only takes them days to deny a claim. A friend told me it was the best insurance for pets. I can’t imagine what the worst insurance would be.

Insurer: Trupanion

By: Diana León

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