154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
236,321 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,339 reviews
10,806 reviews
27,505 reviews
14,171 reviews
63,021 reviews
Category with most reviews
This chart shows the distribution of review categories.
WASTE OF MONEY
Have a 4 month old puppy and even though we pay for the enhanced coverage for routine visits, this worthless insurance covered one visit for routine shots and that's it. The follow up appointments for the additional shots in the series were not covered. For $120.00 a month, one would expect that more was covered, but instead we've been defrauded. I've written my member of congress asking for government regulation on the pet insurance industry.
Insurer: Spot
By: Oliver
I like the quick turn around time when…
I like the quick turn around time when I filed a claim. I disliked the lengthy sign up process to file a claim. I dislike that I had to show proof of payment to the vet. Bivvy never asked for that. They just wanted a copy of the invoice I disliked the time it takes to receive claim reimbursement. Bivvy did it faster and better and easier!
Insurer: Spot
By: Wendie Tallent
I have been a previous customer
I have been a previous customer, and called to get a quote. This company is the only one that gets billed from the vet. Our vet recommended Trupanion as well. They worked with me to choose the right deductible and plan for our new pet. Prices as very very close to others plans, but you have to pay a bill first and then get reimbursed. So I chose the best company-Trupanion!
Insurer: Trupanion
By: sajiris
Claim Filing
Easiness of filing claim information & paperwork.
Insurer: Figo
By: Bonnie
Claim Processing
It’s definitely worth having Figo Pet Insurance. Coordinate carefully with your veterinarians about sending in the records so that doesn’t delay the processing of your claim.
Insurer: Figo
By: Edna Anne
Great every time I need support
Great every time I need support. Only reason they didn't get a 5 is ALL insurance companies make me nervous, but that's just a personal opinion.
Insurer: Trupanion Canada
By: andrew colford
Goldendoodle puppy
Embrace has now covered 2 unrelated claims for our almost 1-year-old goldendoodle. Very easy to submit claims and very quick to receive reimbursement.
Insurer: Embrace
By: Cs
Great pet insurance
Healthy Paws is great! Their insurance terms are clear and easy to understand, they respond quickly and reimbursement payments are sent quickly. They have been such a help in supporting our senior dog's health care.
Insurer: Healthy Paws
By: Kristina
Takes a while to be reimbursed
I have been with Trupanion for a couple of years. My bill increases every year. Then they increased twice in the last year because I live in "an expensive area" for pet wellness needs. I am now paying almost double what I was per month versus 3 years ago. ($115 per month) Turnaround time used to be 2-3 days on a claim which is important to have the money back. However the claim time is much closer to two weeks now. Also, I have to follow up on EVERY claim to ensure it's there. Half the time they can't find my claim in the system. Then I have to follow up a second time to ensure it is being handled. While the people are very pleasant to work with, I am unsure why the service does not work the way it is supposed to for me. Or why it takes so long now to get the money back.
Insurer: Trupanion
By: Jennifer Godere