207,041+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,041 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,041 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,192 reviews

4.9
Trupanion

58,961 reviews

4.9
Pets Best

14,606 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 27, 2026

Should have signed up years ago.

The coverage was easy to understand and gives you multiple options. Sign up was easy and I like that it is a payroll deduction so I don't have to worry about making another monthly payment. We just went through a very expensive health crisis with one of our other cats and we wish we would have had insurance.

Insurer: MetLife

By: Lucia

Verified February 27, 2026

Great claim experience

The claim was handled very quickly and accurately!

Insurer: MetLife

By: Judy N.

Verified February 27, 2026

They have been a lifesaver for us

They have been a lifesaver for us! Love this company! I’d love to share how incredible Healthy Paws has been for my dogs and me. Unfortunately, both of my dogs needed surgeries—one broke her wrist and the other was hit by a car. It was a stressful time, but Healthy Paws made it so much easier. They processed every invoice quickly and made the entire reimbursement process seamless. I was able to focus on my dogs’ recovery, not paperwork. Their support gave me peace of mind during some of the hardest moments. I can’t recommend Healthy Paws enough—they’ve truly been there for us.

Insurer: Healthy Paws

By: Alejandro

February 27, 2026

Everything is taking forever!

Everything is taking forever!

Insurer: Embrace

By: Jay

Verified February 27, 2026

Easy to use

Easy to use, quick response to claims. Customer support helpful.

Insurer: Spot

By: David Thompson

Verified February 27, 2026

The agent was patient and informative.

The agent was patient and informative.

Insurer: Nationwide

By: customer

February 27, 2026

Spot Pet Insurance has denied my claim…

Spot Pet Insurance has denied my claim multiple times for “missing medical records” that do not exist and cannot be provided. My dog is a rescue I adopted at age 2, and I have already submitted every available record from the rescue organization. Each time I call, I’m told the notes will be updated — yet they continue denying the claim for the same reason. Meanwhile, my dog’s condition is worsening and needs surgery. I bought insurance specifically to be protected in situations like this, and instead I’ve spent months resending documents and getting nowhere. If your pet is a rescue without a full lifetime medical history, expect serious problems getting claims approved.

Insurer: Spot

By: Claudia Metzler

Verified February 27, 2026

Prompt and honest

Prompt and honest

Insurer: MetLife

By: Ml martin

Verified February 27, 2026

Fast service

Fast service

Insurer: MetLife

By: MORGAN, JEANNE WILKES

Verified February 27, 2026

Easy and affordable!

It was very easy to sign up and plans are very affordable.

Insurer: Nationwide

By: customer

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