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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 22, 2024

Fetch Cares

Firstly, my call was answered immediately even though I was told that the queue was very long. Yay!! My rep was named Kayan and he was incredible. He listened to my questions and was able to answer each and every question without wanting to sell me something I didn’t need. Thanks for that. Because of that type of service, I’ll never leave Fetch. This insurance company does care about its customers, and I feel like pets are really important to them. To get back to Kayan, the rep who assisted me, you were honest and caring. I was hoping for exactly that when I called. Thank you for your time and your thoughtfulness. You made my day!!

Insurer: Fetch Canada

By: Julien Breault

January 22, 2024

Claim processing

Please be aware that this Metlife pet nsurance will not cover anything without veterinarian's notes. My veterinarian who treated my dog,works hard and efficiently to treat sick animals,not to concoct paperwork. I had all rpaid receipts from the office visit,biopsy results stating that my dog has infection and a paid receipt for antibiotics. All this was not good enough for processing claim. Buyer,beware. Metlife insurance is looking for any possible excuse which will give them a chance NOT TO REIMBURSE.

Insurer: MetLife

By: Marina

Useful
January 22, 2024

Excellent service

Excellent service

Insurer: Pets Best

By: Kim

Verified January 22, 2024

Excellent customer service

Joe was extremely helpful and efficient. He made sure all my questions were answered and was very pleasant. He followed through exactly as he said he would.

Insurer: Trupanion

By: AR

January 22, 2024

Healthy Paws 5 star

Healthy Paws has been a great pet insurance company to work with.

Insurer: Healthy Paws

By: Nick

Useful
Verified January 22, 2024

The claim went through quickly and they…

The claim went through quickly and they covered what they said they would!

Insurer: Spot

By: Rachel Bloink

January 22, 2024

Fetch has been wonderful

Fetch has been wonderful; I will never again have a pet that is not insured. The staff are very responsive. The claim process is easy and are handled quickly.

Insurer: Fetch

By: Laurie B

January 22, 2024

Great customer service and great…

Great customer service and great coverage My dog just recently had to get surgery on his CCL. Because we hit our $250 deductible with his pre-hab his surgery and rehab will be covered 90%. Our almost $2600 bill we are paying $260. Unreal and stress relieving.

Insurer: ManyPets

By: Mason Tangen

January 22, 2024

Great coverage at an affordable price…

Great coverage at an affordable price with great customer service. Hope to be with ManyPets for the duration of my 2 dogs’ lives.

Insurer: ManyPets

By: Bill

January 22, 2024

Fetch by the dodo promises not kept

I had four Senior dogs. I started out with an annual deductible but for some reason it turned into a per condition deductible after underwriters were changed I complained but I let it go. Then one of my babies was misdiagnosed and it took three vets to figure out that she had a tumor on her spleen which was taken out and fetch did pay all the claims which I was grateful for because I had unlimited annual limit so I felt comfortable with submitting claims. When renewal arrived Tinker's policy was downgraded by 50%. No longer did I have unlimited I had a $15,000 annual limit $500 per condition deductible and only 70% reimbursement. No explanation just a congratulations your policy has been renewed but changed .Tinker died 2 months later.After tinker's death I have been very careful about putting claims and nervous every time renewal comes around .So this year I decided to only put claims in for regular chronic treatments acupuncture and cold lazer and nothing else. I emailed fetch eight times during the year asking if I was within the limits and if they could tell me the formula for downgrading -no response. So I called up December 11th and spoke personally to an agent asking them to look at the three policies I was told by the agent that all the policies were good and that there would be no changes for renewal I did not have to worry or consider downgrading their policies myself which I would have done to avoid downgrading. I was relieved , however; January 16th came around and I received an email and lo and behold one of my pups policies was downgraded! Once again congratulations but no explanation and a number to call if I wanted to discuss my options the number was an auto nation's parts department number! I called the next day and was told matter of factly suck it up or cancel the policy there was nothing that can be done there was no financial ombudsman to call or speak to no review department nothing. I asked to speak to supervisor and I inquired the chances of her policy being downgraded even more if I use it like I used it 2023 he told me he did not know that was not his department but yet he was the supervisor .He kept on repeating cost to loss ratio her premiums were low that's why she was downgraded thing I can do. But we kept the $25,000 limit annual limit which means nothing because if I use it they will downgrade me. I had unlimited on tinker and I was still downgraded so they are annual limits mean nothing. Her premiums are now even lower than they were before so the risk of downgrading is even greater if I use the strategy I used last year of just using it for acupuncture and cold laser. So I am warning pet parents if you use the insurance for claims to save your dogs or cats life be prepared that next year your policy is going to be double or quadruple like it was mine or be downgraded.I paid almost $11,000 last year for pet insurance for my three dogs who I love with all my heart and I was rewarded by a kick in the butt. Oh yes! They did renew my two older dogs because I pay $4,000 each for them. But that's no promise that next year if I use it they will downgrade them too when they need it the most.

Insurer: Fetch

By: Lori

Useful

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