154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 10, 2024

Absolute waste of money

For as much as it costs, I would think more would be covered. I think I paid close to $600 for pet insurance for both of my cats, and out of my $6-7,000 vet bills over the course of a couple years, fetch reimbursed me for maybe $100 because the deductible is fairly high and both of my cats had health concerns during their waiting period that wouldn’t get covered. Despite their claims that every adult tooth would be covered, if your animal has periodontal disease that predates their coverage period, they will cover none of it. I cancelled it after 2-3 years, absolutely not worth paying for. I’d rather put what I’d spend on pet insurance in a savings account for emergencies. On top of it, when they told me they’d cancelled it they didn’t, and charged me for an additional period so I had to call and cancel again.

Insurer: Fetch

By: Natalie A.

March 10, 2024

I am a brand new client and to the…

I am a brand new client and to the world of pet insurance. After purchasing a new puppy I wanted to get insurance since my last pup went through expensive arthritis and cancer issues her last couple years. So far a terrible experience with Embrace since February 1. Filled out all the paperwork including vet medical history. My vet filled out and signed the orthopedic report. There are zero issues health wise with my pup, but Embrace continues to reject the paperwork. They are requiring revised paperwork and an additional office visit at my expense just to satisfy their needs. Claims department sent a nasty email stating we are at a standstill with coverage even though I have no claims. Their customer service department keeps transferring me to other departments only to get disconnected and having to start all over again with my story and required follow up. I’ve invested many stressful hours only to have them come back weeks later saying the forms sent in will not suffice. They promised to call my vet and request them to print out a revised medical history only to find out they did not follow up. It just should not be this difficult to get pet insurance for a young pup and unacceptable that I paid in advance over $1,000 only to find out he is not covered. Considering cancelling and moving to another company. They are also closed weekends. Embrace-You need to treat your customers better!

Insurer: Embrace

By: Gary Speyer

Verified March 10, 2024

Easy set up

Easy set up. Excellent coverage. Highly recommended.

Insurer: Trupanion

By: Lizbeth

Verified March 10, 2024

No worry comfort

Complete, no worry, comfort for our puppy's heath at a reasonable cost. Easy no fuss enrollement

Insurer: Trupanion

By: Eric and Frances

Verified March 10, 2024

Just a pleasant quick experience

Just a pleasant quick experience. Lovely person helped me

Insurer: Trupanion

By: Sally

March 10, 2024

Easy, affordable peace of mind

Second time pet owner, but first time pet insurance buyer. Fetch provides plans that are affordable and give you peace of mind. Easy to submit expenses for vet visits and vaccines and claims are processed quickly for reimbursement. Getting Fetch insurance was a great decision!

Insurer: Fetch

By: Kelly Kolb

Verified March 10, 2024

Very good company

Flexible, options, fast payouts, cover holistic, prescriptions, and other things many other companies companies do not

Insurer: Spot

By: Emily Forest

March 10, 2024

Puppy ‘s health

As a first time puppy owner I was very unsure how to pick Ollie’s insurance but Amanda was very helpful and detailed ,

Insurer: Fetch Canada

By: Susan Ellahi

Verified March 10, 2024

Quick and easy

The claims were east to fill out and I was refunded my money quickly.

Insurer: Spot

By: Jennifer East

Verified March 10, 2024

It' great service

It' great service

Insurer: Spot

By: JianYe Sun

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