154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 19, 2024

They will increase your premiums 30+%…

They will increase your premiums 30+% Every Year, Year over Year regardless of your pet's age or if they have had any illnesses. By the time I finally cancelled, my 4 year old german shepherd's premium was More expensive than my own health insurance and we Never Used our coverage for a single medical issue. If this were human insurance these rates would be illegal. This is essentially a scam for well-meaning rich people. I would just keep a credit card handy for big vet bills and skip the scam. As a former vet tech, I can tell you that an average emergency vet visit with bloodwork, xrays, and IV therapy/medications to go home will run about $5-800, even with 'low' deductible (and high premium) plan options, you would pay a $500 deductible, plus 10% on top of that, so even with an $800 bill you're still paying $600 of that bill, and unless your pet has Multiple emergency visits or serious surgery in a plan year, you're basically paying $1,000 for a $200 discount, if you use the insurance at all. Don't need to be an accountant to figure that one out. This is just another corporate squeeze to siphon money off of the middle class. Save your money, please.

Insurer: Embrace

By: Eric Cremins

March 19, 2024

Too much time complicated

Thankfully I cancel on time my dog is only 4 months and they have been review documents for ever. While I understand their policy. Is to complicated for me and I don’t have time for that and she already have another insurance which is better and already review her pre existing condition. I don’t recommend embrace.

Insurer: Embrace

By: Consumer

Verified March 19, 2024

Worst insurance

Worst insurance, avoid it at all cost. You pay for nothing. Thieves.

Insurer: Trupanion

By: Johanna Barnes

March 19, 2024

Highly Recommend Healthy Paws

We definitely recommend HealthyPaws Pet Insurance. We used it for years with our Lab who eventually got cancer. HealthyPaws paid for all his surgeries and treatments at 80%, no questions asked. This plan does not include wellness coverage, but that's exactly what we wanted. After many emergencies/surgeries with our dogs, we realized insurance for emergencies and sickness was the way to go. We'll pay for wellness care, but HealthyPaws is there for the emergencies. We just had one! Our new 5-month old puppy ate a sock and needed emergency surgery. HealthyPaws covered everything (except exam) at 80% and the funds were deposited in my checking account the next day.

Insurer: Healthy Paws

By: Dian

Useful
Verified March 19, 2024

Carmen was AMAZING!!

I worked with Carmen and she was simply WONDERFUL!! She was so kind, and very knowledgeable of the product. She stayed on the phone with me through the entire process. She also followed up with a text the next day with a few reminders (and it was Saturday). Her customer service skills are top notch!!!!

Insurer: Prudent Pet

By: T. Cutlip

March 19, 2024

I had called in for one of the my pets…

I had called in for one of the my pets to clarify, what was going on the person was right on it. She was knowledgeable and passionate, and very loving to Animals asking me how everybody was doing and just lovable I love it I love this insurance people working for this insurance 🤗Wonderful.

Insurer: Trupanion

By: Nermina Milutinovic

March 19, 2024

Customer service has gone above and…

Customer service has gone above and beyond help when needed on previous occasions. I just put in a claim and heard back about approval less than 24 hours. I have been nothing but happy with my service so far and am coming up on a year soon.

Insurer: Trupanion

By: Lauren Combs

Verified March 19, 2024

Affordable!

I chose a plan inbetween that I can afford which included accident/Illness along with the preventive. I took both babies to get their check up with shots and am very happy with my reimbursement. Payment came back prompt. I did not have to do anything but send the bills in. Spot took care of the rest! Thank you for taking care of us!

Insurer: Spot

By: MissE

March 19, 2024

Worthwhile investment

We had Trupanion insurance for 11 years until my dog passed away. My dog had many health issues and some years our vet bills were astronomical. Trupanion always processed our claims quickly and the coverage was fair and straightforward. Although the premiums increased significantly over the years the investment was well worth it. However what impressed me most was the way they handled my dog's death. I submitted an invoice for euthanasia and they immediately cancelled my policy, refunded the balance of my last payment and sent a letter expressing their condolences. I didn't even have to make a phone call. Losing a pet is heartbreaking and this company really went above and beyond to make the entire process a little easier. Thank you.

Insurer: Trupanion

By: Amy Kenneally

March 19, 2024

Josh Sabado

Josh Sabado, was very nice and knowledgeable. He answered all my questions. Mr Sabado was very patient and did not rush me, and then at the end he ask me did I have anymore concerns and have a plasent rest of my week. I feel so much better now know our puppy will have the coverage that she will need, and might need in the future.

Insurer: Fetch

By: Constance Mitchell

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