154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 19, 2024

It's not looking good.

Not off to a strong start with our first use of this pet insurance. We have had Spot insurance since December 2023. At the end of February, my dog would not put any weight on her foot. We took her in, and a few xrays later we learned she tore a ligament in her leg. Just the thing that pet insurance is for, right? I sent over the itemized charges and reasoning of her visit. We opened the claim, and 7 days later it comes back as fully denied. No calls, no emails, just "denied". I had to call in and their excuse was "well we tried getting her records and couldn't." I sent you the itemized list. What more did you need, and why didn't you call me instead of just denying it. They said they reopened the claim, but wouldn't send me a confirmation email etc.

Insurer: Spot

By: Tricia Jacobson

Verified March 19, 2024

Easy to make a claim and quick…

Easy to make a claim and quick processing time.

Insurer: Spot

By: Caitlyn Zepeda

March 19, 2024

Caution: Every Aging Dog Pet Owner Should Know THIS

We tried two separate pet insurances when we got our beagle puppies in 2012 (Trupanion) and 2014 (HealthyPaws). I am based in Texas. Today, we pay $127 a month for Trupanion (for the older dog) and $208 a month for Healthy Paws. Our recent premium increased $80 per month this year "due to our zip code" which apparently isn't impacted at Trupanion. I've considered dropping coverage but with my dog's age now, it would be very difficult to start over elsewhere. Ironically, I went with Healthy Paws on a friend's recommendation. She also regrets Healthy Paws and went through a different insurance provider (Nationwide Pet Insurance) when they recently got a puppy. It's beyond frustrating (and unethical) what they do to their customers. LOOK ELSEWHERE!

Insurer: Healthy Paws

By: Anjelica Shaye

Verified March 19, 2024

Spot Pet Insurance has been GREAT!!!

Spot Pet Insurance has been GREAT! Very fast processing of claims. Super helpful when calling asking and asking questions. Just all around awesome customer service.

Insurer: Spot

By: Charles

Verified March 19, 2024

Cooper had to have 2 teeth removed and…

Cooper had to have 2 teeth removed and we received the insurance money very quickly

Insurer: Spot

By: Priscilla Rambar London

March 19, 2024

Satisfied Customer

Claim filing was simple in the two instances I have filed a claim. Reimbursement was according to the purchased plan and done quite quickly. Overall- Satisfied.

Insurer: ASPCA

By: BR

Verified March 19, 2024

Company is great very compliant.

Company is great very compliant.

Insurer: Spot

By: Anntoinette Fuccello

Verified March 19, 2024

it’s so easy to use!

spot sent me a message telling me how to process my claim. it was quick and easy to submit a claim. The claim was processed quickly.

Insurer: Spot

By: Lurinda Ford

March 19, 2024

OUTSTANDING

Over three days at two separate critical care veterinary offices our dog required over $10,000 of tests and care after collapsing for no apparent reason. Fortunately, our sweet girl made it through the ordeal and is on the road to recovery. The emotional roller coaster was made so much easier knowing we had Healthy Paws insurance and could say “just do whatever is necessary” at every decision point. Within one business day after bringing our sweet girl home the 80% reimbursement was deposited in our checking account and a representative from Healthy Paws had reached out to see how she was doing. Outstanding!

Insurer: Healthy Paws

By: Nancy

Useful
March 19, 2024

Great experience

Timeliness of responses as well as rapid payment of allowable benefits.

Insurer: Fetch

By: Chris

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