218,115+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,115 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,115 total


Most selected providers in "April, 2026"

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Providers with highest rating

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Pets Best

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Verified February 22, 2026

I feel like I paid for insurance that provided absolutely no benefit.

My dog is 5 years old, and since the day it was born I have paid for MetLife Pet Insurance. I had never filed a claim until last month, when my dog developed diarrhea and I took it to the veterinarian. The vet recommended several tests to get an accurate diagnosis, including a pancreatic blood test. When I submitted the bill, I was told that the pancreatic blood test is considered a “routine test.” Really? I’m extremely disappointed. I’ve paid for this insurance for 5 years without ever using it, and now that I finally need it, nothing is covered. This situation is incredibly frustrating. I will be looking for another insurance company, and I definitely will not recommend MetLife Pet Insurance to anyone. I feel like I paid for insurance that provided absolutely no benefit.

Insurer: MetLife

By: Javier Narvaez

Verified February 22, 2026

Filing a claim with Spot is so easy

Filing a claim with Spot is so easy. My claim was reviewed quickly and the direct deposit processed fast too. Having Spot Pet Insurance lessens the anxiety of having to take my pets to the vet. When my cat had to go to the emergency vet, at least I didn’t have to worry about how I was going to cover the cost.

Insurer: Spot

By: Amber Foley

February 22, 2026

I am still waiting on my reimbursement…

I am still waiting on my reimbursement for a claim I placed 2 weeks ago. I called and was told it could take up to 14 "business" days to receive my reimbursement. My smaller claims in the past I received in 2-3 days, but because this is over $100 my guess is they are looking for a reason to deny it. Either way, 14 business days to receive your reimbursement is an exceptionally long time, in my opinion to wait, especially if you are on a budget.

Insurer: Embrace

By: Jennifer Griffin

Verified February 22, 2026

It has been very easy to file claims…

It has been very easy to file claims and receive reimbursement

Insurer: MetLife

By: Casey

Verified February 22, 2026

Overall

Overall, good customer service, however, the insurance was for my folks’ parents’ pets. They are older and have a challenging time working with technology and I helped them with that. As go telephone services, it would have been nice if it were made easier to get contact with a Spanish speaker easier.

Insurer: ASPCA

By: Maria A Guerrero

Verified February 22, 2026

Your agent was so sweet

Your agent was so sweet. He said he woukd help me get out bunny covered nose to tail!

Insurer: Nationwide

By: customer

Verified February 22, 2026

I've just purchased the pet insurance…

I've just purchased the pet insurance so I am hoping it will be a good experience for our pet Baby and our family. We will see what happens.

Insurer: Nationwide

By: customer

Verified February 22, 2026

This is my first claim

This is my first experience with pet insurance. First claim. It was super easy. Got the check in the mail today. Very pleased.

Insurer: Spot

By: Cindy

Verified February 22, 2026

Quick and easy claim

Recently my dog Cash was diagnosed with IVDD which required immediate emergency surgery. I was able to file his claim and received reimbursement in a timely manner. It was such a stressful situation but the claims process was so quick and easy it was one less stress.

Insurer: MetLife

By: Pinky

Verified February 22, 2026

Smooth claim process

Smooth claim process: We have had pet insurance for several years and submitted out first large bill. I feel they were fair in what they allowed for reimbursement. It was quick and easy to submit the claim and it was finalized fast. I just hope that my rate is not increased after this.

Insurer: Fetch

By: Pilar Ortega

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