208,919+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,919 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,919 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

2 reviews

5.0
Embrace

19,717 reviews

4.9
Healthy Paws

10,988 reviews

4.9
Fetch

5,238 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 05, 2026

Great Pet Insurance

Honestly, when going to deal with an insurance company, you expect to have a crap time. But I'd be lying if I said I wasn't surprised and pleased each time I've had to call them. They've definitely been the most helpful customer service team I've had to deal with, and always help me get exactly what I need when setting up my policies. They also give me all of the options up front and adjust if I decide to change my mind mid-setup. Honestly, have been super pleased with them and will keep using them to keep our fur babies extra cared for.

Insurer: MetLife

By: Nick Arbeiter

January 05, 2026

Claim Closed Without Explanation – Reopened Claim but Told It’s “Just Closed, Not Denied”

FPI30000114468 My claim was closed without a clear explanation. When I reopened it, FIGO said it cannot be appealed or processed because it is “just closed, not denied.” They then asked my veterinarian to contact them to explain a credit shown on the receipt, even though the receipt already includes full vet information and FIGO has my vet on file. This is unacceptable. I pay insurance premiums. It is FIGO’s adjuster’s responsibility to verify invoices directly with the vet, not to close claims and push the work onto the customer or the veterinary clinic. Closing a claim without verification, refusing to reopen it, and then telling the customer to ask the vet to call you is irresponsible and lazy claim handling. If you actually need reimbursement when your pet is sick, be very careful with FIGO.

Insurer: Figo

By: Ada Ng

Verified January 05, 2026

It is easy to file a claim on line and…

It is easy to file a claim on line and the pay out is speedy

Insurer: MetLife

By: H Patricia Morrison

Verified January 05, 2026

Excellent care from VEG for emergency…

Excellent care from VEG for emergency surgery and quick rapid response from FETCH. thank you

Insurer: Fetch

By: Susan Johnson

Verified January 05, 2026

ASPCA is very reliable.

The reliability of ASPCA.

Insurer: ASPCA

By: Jona Rinard

January 05, 2026

I will admit

I will admit, when I was offered the thirty-day free trial from my vet, I was very skeptical, but I did it. And I am so glad I did. My puppy had an emergency, and the bill was over three thousand dollars, and I only had to pay six hundred of it. I couldn't ask for an easier experience with an insurance company than I got with you. I am so grateful, and I will keep you for as long as the dog is alive.

Insurer: Trupanion

By: Lisa Marquis Purplehaze

Verified January 05, 2026

Honeyvery easy to complete

very easy to complete

Insurer: MetLife

By: JIMCLOSE

Verified January 05, 2026

It is easy and quick to file a claim

It is easy and quick to file a claim, have it processed and paid.

Insurer: MetLife

By: Chris Giunta

January 05, 2026

So many hidden t&cs be careful!

So many hidden t&cs be careful!! not worth the money you’re saving and they ring and fight with your trusted vet when you try claim. Remember if it’s too good to be true it usually is.

Insurer: Fetch

By: Mr Michael Audrain

January 05, 2026

Complete waste of money

Complete waste of money, maybe a total scam. I started my policy when my cat was 4.5 months old and canceled it after a year because he was recently diagnosed with IBD and embrace won't cover ANYTHING digestive related all because my little kitten had one instance of vomiting prior to my policy start date. He could have vomited for any reason, ie eating plants or food he's not supposed to, or eating too quickly, but because it was on his medical record embrace said they would not cover anything digestion related. So if his IBD turns into pancreatitis, lymphoma, or even if he just needs steroids to manage it, nothing would ever be covered. I'm furious. Embrace did not cover any of the numerous fecal, blood, checkups, emergency visits, vaccines, and ultrasound tests throughout my year of having it. Embrace doesn't do anything but take your money. Apparently AKC covers preexisting conditions so I'm switching over to them. On top of that, it was really hard to cancel because two of their listed phone numbers to call would not go through. I had to call the number to BUY a policy and ask them to transfer me to cancel. Total scam.

Insurer: Embrace

By: Josephine

Useful

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