154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 17, 2024

Took my pup to get his first check up…

Took my pup to get his first check up and some shots and overall i found that will be it because they really dont cover anymore…what a waste..this is toward the (wellness) program…dog need to see the bet at least 2 times a year and i just about exhausted what is coved-so my $20 something i pay a month will basically cover 1 visit…so at the end of the year i will be paying $220 plus for nothing and you can not stop the wellness program…not what i thought

Insurer: Fetch

By: Dennis James Dilligaf

Verified April 17, 2024

Spot pet insurance is the best

I learned from my last pet the importance of having pet insurance. I didn't think I would need to use it with my recent dog but she fell ill unexpectedly. The diagnostics test and trips to the ER vet and vet have all been covered with ease after meeting my deductible. The process is easy and reimbursement is fast. I would HIGHLY recommend Spot Pet Insurance.

Insurer: Spot

By: Christine

Verified April 17, 2024

I have had no issues and i’ve had this…

I have had no issues and i’ve had this insurance for almost a year! Have no complaints, my claims are always processed very quickly.

Insurer: Spot

By: Ellie Arnsdorf

April 17, 2024

Kudos!

Earlier, I gave a 3 star review because I mistakenly thought my claims had not been completed. Found another email from Spot informing me that they had been completed and that the reimbursement amounts would be directly deposited into my bank account. The delay in processing, as I stated in my previous review, was my fault for not including all the paperwork needed. Kudos to Spot Insurance for great customer service and quick turnaround time!

Insurer: Spot

By: Anne Brown

Verified April 17, 2024

Claim not yet settled

It’s a little difficult to rate at this point because i have submitted my first claim and have yet to receive reimbursement or notification of resolution. I did have to submit additional paperwork to support my claim, which I’m sure caused a delay. All of the representatives that I have spoken with on the phone have been helpful so I expect that all will go well. I will update my review once my claims are settled.

Insurer: Spot

By: Anne Brown

Verified April 17, 2024

We just recently started pet insurance…

We just recently started pet insurance through Spot. We have submitted only one claim so far and it was easily processed online and direct deposited into my bank account within 5 days.

Insurer: Spot

By: David Andrews

April 17, 2024

We adopted a dog

We adopted a dog, so within the first few months of course we discovered issues including skin disorders etc. Having medical insurance like fetch was a huge saving grace for us. Especially because we are older.

Insurer: Fetch

By: Courtney Horton

April 17, 2024

Fetch is always amazing and processes…

Fetch is always amazing and processes my claims very quickly and is very fair. They were a life saver with my very sick cat last year and were very kind after he passed. Katherine H. was especially helpful today with some claim questions I had :)

Insurer: Fetch

By: Stephanie Malafarina

April 17, 2024

Classifies everything as pre-existing

Classifies everything as pre-existing She didn’t go in for a breathing issue. She went in for nausea. The surgery was her spaying. During the spay the corrected her palette. You covered her spay. Again we had no idea the palette would be touched until they had her sedated for her spay. She was given fluids for dehydration. Fluids are not given for coughs. Ridiculous

Insurer: Fetch

By: Trish Nisbet

Verified April 17, 2024

The app didn’t work well

The app didn’t work well. It did not allow me to upload all of my documents, despite repeated attempts. I was only able to upload two documents, and my claim was delayed while I exchanged repeated emails with the company explaining that its app would not allow me to upload any additional documents.

Insurer: Spot

By: Pcasper

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